wishing4it
Dryer sheet aficionado
- Joined
- Oct 13, 2009
- Messages
- 28
I didn't really think about ER until a few years ago when after I saw a financial planner I realized it could actually happen. I track expenses carefully every year and stick closely to a budget. FireCalc and other calculators say I have a plan with a very good success rate and I would have just continued to build on it but for the fact that my DH lost his job 18 months ago. He can't find another, and he has tried, so we thought.. why not just retire now? I mean, at what point is enough, enough? Then, my employer announced they were going into a merger with another company and I cautiously approached my boss about "volunteering" to go. For the last couple of months, he kept saying it was just wasn't going to happen (he believed his team was too important to suffer any cuts!). In one conversation, he said, "you know you could retire without the severance" and that got me to thinking... "yes, I could". So I've been planning to do just that in the Spring but of course I didn't tell him that. Then yesterday, he told me it was not only possible, but likely I could get that package afterall! I sure don't mind getting a years salary and subsidized healthcare for 18 months as a send off.
So, while I would love to start a countdown, I don't know the actual date, but it will happen within the next two to three months. Then, DH and I will sell our house and just about everything else and hit the road in our RV to travel all over the US and Canada for the first two years. Eventually we will settle down and build our dream home. I'm so excited! Planning really does pay off.
So, while I would love to start a countdown, I don't know the actual date, but it will happen within the next two to three months. Then, DH and I will sell our house and just about everything else and hit the road in our RV to travel all over the US and Canada for the first two years. Eventually we will settle down and build our dream home. I'm so excited! Planning really does pay off.