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Re: I was just a victim of CC fraud - anyone else?
Old 03-19-2007, 03:52 PM   #41
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Re: I was just a victim of CC fraud - anyone else?

I was the victim of a non-fraudlent CC issue. Citicards cancelled my MC without a word of notice. I received a new set of cards with a new account number and a letter telling me my account was closed because of fraudlent use. I called the bank and asked about the charges that caused them to close the account. All were my own charges. Their detector system was too sensitive in my case.

I used the card for a variety of monthly accounts like Dish, internet ISP, etc. I also use it for some internet purchases. It was the internet purchases that set off the fraud detectors...I guess Citi never heard of internet purchases.

Last week I received a call from Citi asking about some charges on the new account. Again, they were all my charges. I gave them an earful about not understanding people can actually buy something in CA one hour and in NY the next on the internet without being there in person. All I got was silence on the other end. As long as they call me I am fine with it...I just don't want them to cancel my card again without talking to me first. It was a pain to change the CC number on several on-line accounts.

I am glad they are looking...just wish they would talk to me before they jump to conclusions.

Work? I don't have time to work....I'm retired.
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Re: I was just a victim of CC fraud - Walmart online music
Old 03-19-2007, 08:52 PM   #42
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Re: I was just a victim of CC fraud - Walmart online music

Originally Posted by teejayevans
.... lo and behold they still have my credit card info!! You can protect you CC all you want, but
when stores save the information, its like a candy store to hackers and
crooked employees. Needless to say, I don't buy online from Walmart
Someone will correct me if I'm wrong here, but I don't think walmart *ever* actually had your credit card info stored away. What they have stored is a number 'key' that, when combined with another number 'key' stored in a 'cookie' on your computer, will recreate the CC number.

The key they have is meaningless until you log onto their site from your computer. It is like having one piece to a puzzle.

I worry much more about giving the CC to the server at a restaurant. They can take it and use that high tech device known as a pencil, and store your CC# permanently.



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