Not retired yet, 3 years to go, about. I don't want to wish my life away. I'll be 51 when I pull the plug. I'll be young enough to enjoy a nice long retirement (I think, I hope). I would not want to be younger either. We (DW and I) are just beginning to enjoy our empty nest and the freedom that comes with it. Although we really miss the kids, I don't think I would want to raise the again. Sure there I things I wish I had done differently...been a better Dad, invested earlier, took better advantage of the 401k when it was available, same for IRAs/Roths. But life has pretty much treated me well. I just didn't always slow down enough to smell the roses along the way. So now, I'm just trying to "find Joy in the Journey".
R