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05-01-2014, 06:58 PM
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#1
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Full time employment: Posting here.
Join Date: Nov 2008
Location: Harrogate, UK
Posts: 921
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If I had only known.....
*I would never have started with Edward Jones. Just ignorance. Cost me 5,000+ before I started reading up.
*If I had only put my max amount of money into TSP....and in the C fund as soon as I had started working. That cost me.....maybe 100K
*Shouldn't have bought the mobile home on the beach in SW Washington. Didn't lose much.....but if I had put it into stocks I would have been ahead instead of behind. But I sure like the beach.....
*How lucky I am not to have married early.....had kids......and got divorced. I can't tell you how much I appreciate this. Then....at 49 I finally married a divorced Yorkshire (tight as hell)(might even put the Scots to shame) woman......good move. And she loves me....which I really don't understand.
*I should have taken a couple of days off from running before I destroyed my Patella Tendons. I would weigh 40+ pounds less now.
*I could go on.......
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05-01-2014, 07:09 PM
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#2
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Moderator
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 25,290
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My father had an expression about making mistakes. "You chalk it up to tuition."
I've paid a lot of tuition.
__________________
When I was a kid I wanted to be older. This is not what I expected.
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05-01-2014, 07:11 PM
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#3
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Full time employment: Posting here.
Join Date: Nov 2008
Location: Harrogate, UK
Posts: 921
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Quote:
Originally Posted by Walt34
I've paid a lot of tuition.
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I still consider myself lucky. My tuition costs have been much less than a lot of people.
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05-01-2014, 07:32 PM
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#4
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Thinks s/he gets paid by the post
Join Date: Jun 2005
Posts: 2,610
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I've had plenty of "if I had only moments," not to mention the "coulda, woulda, shoulda's." Lucky for me it's a marathon and not a sprint.
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05-02-2014, 07:23 AM
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#5
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Full time employment: Posting here.
Join Date: Apr 2006
Posts: 969
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I would have invested much more aggressively in diversified equities when I was younger. (CD yields used to look really good.)
I would have maxed out 401(k) money (rather than worrying so much about keeping my $$$ readily available).
I would have maxed out Ibond purchases when that vehicle was first available.
Other than those minor misteps, which likely did cost me significant $$$, not too much else in the money category; plenty of stuff suitable for Other Topics.
__________________
If there's one thing in my life that's missing; It's the time I spend alone
Sailing on the cool and bright clear waters; There's lots of those friendly people
Showin me ways to go; And I never want to lose your inspiration
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05-02-2014, 07:36 AM
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#6
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,127
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Two ways to look at it:
1) hindsight is 20/20
or
2) by Robert Frost:
Two roads diverged in a wood, and I--
I took the one less traveled by,
And that has made all the difference.
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
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05-02-2014, 07:37 AM
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#7
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Recycles dryer sheets
Join Date: Mar 2008
Posts: 413
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Looking back is useless unless a lesson is to be learned.
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05-02-2014, 08:16 AM
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#8
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Apr 2013
Posts: 11,078
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I gave myself permission to close my WSC account.
MRG
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05-02-2014, 08:53 AM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2006
Posts: 12,483
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"Experience breeds wisdom" (personal saying)
__________________
Consult with your own advisor or representative. My thoughts should not be construed as investment advice. Past performance is no guarantee of future results (love that one).......:)
This Thread is USELESS without pics.........:)
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05-02-2014, 09:23 AM
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#10
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Thinks s/he gets paid by the post
Join Date: Jun 2006
Posts: 2,068
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If only I had placed my entire portfolio in TSLA at $17.50 rather than just 1%;-)
__________________
"We do not inherit the earth from our ancestors, we borrow it from our children.
(Ancient Indian Proverb)"
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05-02-2014, 09:35 AM
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#11
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Recycles dryer sheets
Join Date: Jul 2013
Location: Mars
Posts: 137
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That "chicks" don't like you because of your "wheels" I could have saved a boat load of $$$
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05-02-2014, 09:00 PM
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#12
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Thinks s/he gets paid by the post
Join Date: Oct 2006
Posts: 4,629
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If I had only -
told my wife that we needed to stop sending money to her brother sooner.
and some smaller stuff like more money in equities and buying I bonds when they first came out.
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05-06-2014, 04:36 PM
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#13
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Thinks s/he gets paid by the post
Join Date: Feb 2012
Location: Tampa Bay Area
Posts: 1,866
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If I only known ...
..... I might have changed some things, but then I wouldn't be the *me* I am today
__________________
"For the time being no discipline brings joy, but seems grievous and painful; but afterwards it yields a peaceable fruit of righteousness to those who have been trained by it." ~
Hebrews 12:11
ER'd in June 2015 at age 52. Initial WR 3%. 50/40/10 (Equity/Bond/Short Term) AA.
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05-06-2014, 05:00 PM
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#14
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Bay Area
Posts: 2,745
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Quote:
Originally Posted by CoolChange
I would have invested much more aggressively in diversified equities when I was younger. (CD yields used to look really good.)
I would have maxed out 401(k) money (rather than worrying so much about keeping my $$$ readily available).
I would have maxed out Ibond purchases when that vehicle was first available.
Other than those minor misteps, which likely did cost me significant $$$, not too much else in the money category; plenty of stuff suitable for Other Topics.
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Me, too.
FWIW, even when I advise my intelligent/smart/educated nieces and nephews to do the above, they are repeating the very same mistakes I've made. Why? Somethings, people can only learn from their mistakes even if it's too late to do any good.
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05-06-2014, 05:07 PM
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#15
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Full time employment: Posting here.
Join Date: Nov 2008
Location: Harrogate, UK
Posts: 921
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Late 90's...putting a lot of money into tech......how could it miss NO WAY!! Damn.........Check off another lesson learned. Hope I don't repeat it like an idiot.
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