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If I had only known.....
Old 05-01-2014, 07:58 PM   #1
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If I had only known.....

*I would never have started with Edward Jones. Just ignorance. Cost me 5,000+ before I started reading up.
*If I had only put my max amount of money into TSP....and in the C fund as soon as I had started working. That cost me.....maybe 100K
*Shouldn't have bought the mobile home on the beach in SW Washington. Didn't lose much.....but if I had put it into stocks I would have been ahead instead of behind. But I sure like the beach.....
*How lucky I am not to have married early.....had kids......and got divorced. I can't tell you how much I appreciate this. Then....at 49 I finally married a divorced Yorkshire (tight as hell)(might even put the Scots to shame) woman......good move. And she loves me....which I really don't understand.
*I should have taken a couple of days off from running before I destroyed my Patella Tendons. I would weigh 40+ pounds less now.
*I could go on.......
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Old 05-01-2014, 08:09 PM   #2
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My father had an expression about making mistakes. "You chalk it up to tuition."

I've paid a lot of tuition.
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Old 05-01-2014, 08:11 PM   #3
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I've paid a lot of tuition.
I still consider myself lucky. My tuition costs have been much less than a lot of people.
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Old 05-01-2014, 08:32 PM   #4
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I've had plenty of "if I had only moments," not to mention the "coulda, woulda, shoulda's." Lucky for me it's a marathon and not a sprint.
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Old 05-02-2014, 08:23 AM   #5
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I would have invested much more aggressively in diversified equities when I was younger. (CD yields used to look really good.)
I would have maxed out 401(k) money (rather than worrying so much about keeping my $$$ readily available).
I would have maxed out Ibond purchases when that vehicle was first available.
Other than those minor misteps, which likely did cost me significant $$$, not too much else in the money category; plenty of stuff suitable for Other Topics.
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Old 05-02-2014, 08:36 AM   #6
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Two ways to look at it:

1) hindsight is 20/20

or

2) by Robert Frost:

Two roads diverged in a wood, and I--
I took the one less traveled by,
And that has made all the difference.
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Old 05-02-2014, 08:37 AM   #7
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Old 05-02-2014, 09:16 AM   #8
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I gave myself permission to close my WSC account.
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Old 05-02-2014, 09:53 AM   #9
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Old 05-02-2014, 10:23 AM   #10
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If only I had placed my entire portfolio in TSLA at $17.50 rather than just 1%;-)
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Old 05-02-2014, 10:35 AM   #11
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That "chicks" don't like you because of your "wheels" I could have saved a boat load of $$$
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Old 05-02-2014, 10:00 PM   #12
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If I had only -
told my wife that we needed to stop sending money to her brother sooner.

and some smaller stuff like more money in equities and buying I bonds when they first came out.
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Old 05-06-2014, 05:36 PM   #13
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If I only known ...

..... I might have changed some things, but then I wouldn't be the *me* I am today
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Old 05-06-2014, 06:00 PM   #14
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Quote:
Originally Posted by CoolChange View Post
I would have invested much more aggressively in diversified equities when I was younger. (CD yields used to look really good.)
I would have maxed out 401(k) money (rather than worrying so much about keeping my $$$ readily available).
I would have maxed out Ibond purchases when that vehicle was first available.
Other than those minor misteps, which likely did cost me significant $$$, not too much else in the money category; plenty of stuff suitable for Other Topics.
Me, too.

FWIW, even when I advise my intelligent/smart/educated nieces and nephews to do the above, they are repeating the very same mistakes I've made. Why? Somethings, people can only learn from their mistakes even if it's too late to do any good.
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Old 05-06-2014, 06:07 PM   #15
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Late 90's...putting a lot of money into tech......how could it miss NO WAY!! Damn.........Check off another lesson learned. Hope I don't repeat it like an idiot.
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