Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Ignorance is bliss?
Old 07-25-2012, 06:47 PM   #1
Recycles dryer sheets
 
Join Date: Jul 2012
Posts: 229
Ignorance is bliss?

Everybody knows someone like this. Generous to a fault. Very much in the present. Does not plan or worry. Happy with what ever fate brings them.
In a way, I am jealous. To live entirely in the present is something have never been able to master. Money to them is meaningless, as is preparing for the future. I think some of these people are truly happy, living life for the moment and truly fearless about what the future may bring. The dark side about being a planner is it can be driven by fear & worry. Anyone else have that happy-go-lucky friend or relative who is a financial disaster? By and large they are extremely fun people to be around, but you tend not to find them on ER forums.
__________________

__________________
Shanky is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-25-2012, 07:57 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jun 2005
Posts: 8,615
Most of my European friends are this way. They know that the Government will provide for their retirement, so they don't worry about a thing.
__________________

__________________
LOL! is offline   Reply With Quote
Old 07-25-2012, 07:59 PM   #3
Recycles dryer sheets
pletal's Avatar
 
Join Date: May 2009
Location: Tampa
Posts: 88
Yes, know plenty. I am a planner, trying to retire at fifty. Driven by worry, fear etc. I cannot get myself to live in the present and will pay for it someday. They are great to hang with, till they ask to borrow money!
__________________
pletal is offline   Reply With Quote
Old 07-25-2012, 08:06 PM   #4
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Nov 2007
Posts: 7,526
I try to set stuff up on auto pilot so I don't have to "worry" about anything. That is not to say I don't have to expend energy to manage my investments, but I don't worry about it. Life is too short, and I'll be able to ER some day, why worry about when that will happen exactly?

Of course I make plenty of money and have a large investment portfolio that could likely support me indefinitely in some agreeable manner of existence. That always helps
__________________
Retired in 2013 at age 33. Keeping busy reading, blogging, relaxing, gaming, and enjoying the outdoors with my wife and 3 kids (5, 11, and 12).
FUEGO is offline   Reply With Quote
Old 07-26-2012, 07:16 AM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
donheff's Avatar
 
Join Date: Feb 2006
Location: Washington, DC
Posts: 8,634
Quote:
Originally Posted by LOL! View Post
Most of my European friends are this way. They know that the Government will provide for their retirement, so they don't worry about a thing.
If a country can make this work (IF) that's great -- provides for the pursuit of happiness. I think a few of them are still succeeding but several others are on the ropes.
__________________
Every man is, or hopes to be, an Idler. -- Samuel Johnson
donheff is offline   Reply With Quote
Old 07-26-2012, 07:44 AM   #6
Full time employment: Posting here.
 
Join Date: Nov 2008
Posts: 728
Go spend a day at a Food bank.....you'll find out that many that thought themselves happy are now very sad to watch. I worry, save and darn glad I do it. I do know others, one a member of my family, that don't worry.......the sad news is I worry for them. Oh well, I'm happier this way.
__________________
jerome len is offline   Reply With Quote
Old 07-26-2012, 08:51 AM   #7
Thinks s/he gets paid by the post
Nemo2's Avatar
 
Join Date: May 2011
Location: Belleville, ONT
Posts: 4,301
As I said to my late wife, vis-a-vis a friend of hers, who was/is of this mindset: "The people who say "It's only money" are the people who don't have any."
__________________
"Exit, pursued by a bear."

The Winter's Tale, William Shakespeare
Nemo2 is online now   Reply With Quote
Old 07-26-2012, 09:11 AM   #8
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
easysurfer's Avatar
 
Join Date: Jun 2008
Posts: 7,883
Ah, sounds like "The Ant and the Grasshopper."
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
easysurfer is online now   Reply With Quote
Old 07-26-2012, 09:33 AM   #9
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Nov 2007
Posts: 7,526
I think some portray themselves as no worries, happy go lucky people externally, but they always have that cognitive dissonance with their internal feelings of worrying about things and the future. But instead of trying to address the issues that concern them, they continue with the seamless facade externally, because critically discussing the issues that worry them would be too painful.

That isn't just a problem with respect to financial issues. Health, relationship, etc
__________________
Retired in 2013 at age 33. Keeping busy reading, blogging, relaxing, gaming, and enjoying the outdoors with my wife and 3 kids (5, 11, and 12).
FUEGO is offline   Reply With Quote
Old 07-26-2012, 09:56 AM   #10
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,673
Quote:
Originally Posted by Shanky View Post
Everybody knows someone like this. Generous to a fault. Very much in the present. Does not plan or worry. Happy with what ever fate brings them.
In a way, I am jealous. To live entirely in the present is something have never been able to master. Money to them is meaningless, as is preparing for the future. I think some of these people are truly happy, living life for the moment and truly fearless about what the future may bring. The dark side about being a planner is it can be driven by fear & worry. Anyone else have that happy-go-lucky friend or relative who is a financial disaster? By and large they are extremely fun people to be around, but you tend not to find them on ER forums.
I had a dog like that. Very lovable and he knew I'd take care of him. We got along great as long as he knew I was the leader of the pack. A perfect benevolent authoritarian relationship.

Now that he is gone, I try to emulate some of his most beloved traits. Living in the moment, but still have not mastered this. Maybe I should become a day trader?
__________________
Lsbcal is offline   Reply With Quote
Old 07-26-2012, 07:49 PM   #11
Administrator
Gumby's Avatar
 
Join Date: Apr 2006
Posts: 10,137
I find that I worry less -- about anything -- when I am well prepared.
__________________
Living an analog life in the Digital Age.
Gumby is offline   Reply With Quote
Old 07-26-2012, 08:31 PM   #12
Thinks s/he gets paid by the post
 
Join Date: Jul 2003
Location: Pasadena CA
Posts: 2,695
What, me worry?
__________________
T.S. Eliot:
Old men ought to be explorers
yakers is offline   Reply With Quote
Old 07-26-2012, 09:23 PM   #13
Dryer sheet wannabe
mattbaxx's Avatar
 
Join Date: Jun 2012
Location: San Jose
Posts: 22
Man, this hits home like a sledgehammer. I retired in June (age 50) and DW is going half time until she wants to quit full time (48). She is currently spending four weeks in Las Vegas with her parents, the classic "ignorance is bliss" folks, who are now figuring out that perhaps their decades of ignorance was, in fact, foolishness. DW is sad for them and wants to help; I, of course, don't want her to sacrifice all she has accomplished. Her parents chose their path. Now: reap!

And I am angry. And sad. And I want her to come home.

What an uplifting first post!
__________________
mattbaxx is offline   Reply With Quote
Old 07-26-2012, 09:48 PM   #14
Recycles dryer sheets
 
Join Date: Aug 2005
Posts: 480
Quote:
Originally Posted by Shanky View Post
...
Anyone else have that happy-go-lucky friend or relative who is a financial disaster? By and large they are extremely fun people to be around, but you tend not to find them on ER forums.

A brother, 60 years old.
Intelligent, articulate, well educated.
Has never held a job in his life that was appropriate to his abilities,and frequently unemployed.
Now "homeless", living on a 27' sailboat.

Lots of fun to hang out with.
__________________
Gearhead Jim is offline   Reply With Quote
Old 07-26-2012, 09:51 PM   #15
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 19,389
Sure, worrying is good. It gets you to prepare for the future, to make plan for contingencies. Most of us here have done that.

But now, I feel I need to sit back and to say that no matter what I have done, there will always be some uncertainties, and I have to stop worrying. Can't get all that worrying interferes with my joy of life, what I have left anyway.

In so many threads here, whenever the question of longevity comes up, people always say they plan for a life of 95 or 100 years. I am not so optimistic for myself. I figure that if I even get to 80, I doubt that I would need that much money or care about anything more.

I am going to enjoy life more now and to stop worrying.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leon Trotsky
NW-Bound is online now   Reply With Quote
Old 07-26-2012, 11:17 PM   #16
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,673
Quote:
Originally Posted by NW-Bound View Post
....(snip)...
In so many threads here, whenever the question of longevity comes up, people always say they plan for a life of 95 or 100 years. I am not so optimistic for myself. I figure that if I even get to 80, I doubt that I would need that much money or care about anything more.
In the tools I've run and written, they all go up to only the our early 80's. I figure on Plan B if we get that far and things fall apart. Most of those FIRECalc lines ultimately go up and to the right. What, me worry? ... A. Neuman.
Quote:
I am going to enjoy life more now and to stop worrying.
You do realize, I hope, that now you can only participate in threads here that are of the happy sort.
__________________
Lsbcal is offline   Reply With Quote
Old 07-26-2012, 11:40 PM   #17
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 19,389
To worry and to be gloomy are two different things.

I have been through a few bad and scary periods in life, so I never worry that much about financial stuff. I often say that I could be losing everything and be living in a little motor home and I would not be any unhappier.

I will stop worrying, but like to remain gloomy, even if I am enjoying life now. I don't know it that makes sense to other people, but I see no contradiction in that.
__________________
"Old age is the most unexpected of all things that can happen to a man" -- Leon Trotsky
NW-Bound is online now   Reply With Quote
Old 07-26-2012, 11:54 PM   #18
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Sep 2005
Location: Northern IL
Posts: 18,260
Quote:
Originally Posted by Gumby View Post
I find that I worry less -- about anything -- when I am well prepared.
+1

Another take on that: "Be concerned about everything, worry about nothing." The underlying idea is that if you are concerned, you will take reasonable precautions, lessening the worry. And once the precautions are in place, what is gained by worrying? Move on to the next thing.

-ERD50
__________________
ERD50 is offline   Reply With Quote
Old 07-27-2012, 04:48 AM   #19
Thinks s/he gets paid by the post
obgyn65's Avatar
 
Join Date: Sep 2010
Location: midwestern city
Posts: 4,061
I can relate. An ex-girlfriend was like what you describe below. She would never open a bank statement, had to spend her 401k plan for a trip. I had to leave this relationship, could not take it any longer.
Quote:
Originally Posted by Shanky View Post
Anyone else have that happy-go-lucky friend or relative who is a financial disaster? By and large they are extremely fun people to be around, but you tend not to find them on ER forums.
__________________
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
obgyn65 is offline   Reply With Quote
Old 07-27-2012, 05:52 AM   #20
Recycles dryer sheets
RitaR551's Avatar
 
Join Date: Apr 2012
Location: Delta
Posts: 137
Oh yes. There is a couple we have been friends with for years. Always rented the cheapest tumbledown house in town. Husband had a great job, but spent every dime on silly stuff or gave it away. Ran credit cards (numerous) to the maximum. Moved to the west coast, lived with their kids. Wife inherited enough to set them up with a small home. Nope. Went through it in a year.
Are they happy people? Yep.
__________________

__________________
RitaR551 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


 

 
All times are GMT -6. The time now is 01:35 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.