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Re: Implications of Mass. Health Insurance Law
Old 04-09-2006, 05:49 PM   #41
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Re: Implications of Mass. Health Insurance Law

I have not investigated the terms of the Mass Health Insurance Law, but I have a question:

What is to prevent folks from moving to MA just to take advantage of this law? If health insurance is guaranteed to everyone in the state and is significantly less expensive than in other states, why wouldn't the chronically ill move to Massachusetts?
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Re: Implications of Mass. Health Insurance Law
Old 04-09-2006, 06:07 PM   #42
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Re: Implications of Mass. Health Insurance Law

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why wouldn't the chronically ill move to Massachusetts?
Exactly what we're setting ourselves up for ... just like when Gov. Dukakis relaxed wefare laws to give bennies to illegal aliens. The result is/was predictable.
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Re: Implications of Mass. Health Insurance Law
Old 04-09-2006, 06:14 PM   #43
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Re: Implications of Mass. Health Insurance Law

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Originally Posted by LOL!
If health insurance is guaranteed to everyone in the state and is significantly less expensive than in other states, why wouldn't the chronically ill move to Massachusetts?
Their weather and housing costs, for two things.* What you save in health insurance may be eaten up by housing and heating bills.

Many chronically ill are dependent on family members to help them.* While some might be despirate enough to move I don't think there will be massive migration.
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Re: Implications of Mass. Health Insurance Law
Old 04-09-2006, 06:40 PM   #44
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Re: Implications of Mass. Health Insurance Law

Alberta is a Canadian Province that has ammassed so much money from Oil exports that they have given everyone $400 tax Free, and are talking of eliminating Provincial Income Taxes, except the concern people would move there.

The weather, the cost of housing, the lack of a social net work would prevail against that, just like Massachussets.

6 Month waiting time is an alternative.
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Re: Implications of Mass. Health Insurance Law
Old 04-09-2006, 07:04 PM   #45
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Re: Implications of Mass. Health Insurance Law

Tryan, more information on what happed to those cut from SSI who were on as drug and alcohol addicts:

http://www.npc.umich.edu/publication...briefs/brief4/

By the end of 1997, the DA&A (drug and alcohol) caseload as such had ceased to exist. By April 1999, only 35.5% of former DA&A recipients had requalified for SSI under other medical conditions, most often a psychiatric disorder.

Evidence on how former beneficiaries are faring is limited. A multi-site longitudinal study of former DA&A recipients found that employment (defined as having any reported income from employment in the six months before the interview) increased from 20% to between 40 and 60% for those who did not requalify for benefits. However, the additional earnings were not large enough to offset the lost benefits for a majority of former recipients. Less than 25% of former recipients reported earnings of $500 per month or more (the approximate loss in SSI beneftits). In spite of this decrease in income, this study did not find widespread negative effects on those who no longer received benefits, as the majority did not report problems with lack of housing or increased hunger. However, the study sample used was quite dissimilar from the national DA&A population.



So only 35.5% of the DA & A population (which was only 2.5% of the SSI roles) ended up back on SSI due to other disabilities. Of the nearly 2/3 that were cut off that weren't otherwise eligible for SSI, most of those who found work ended up earning very little.


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Re: Implications of Mass. Health Insurance Law
Old 04-09-2006, 07:13 PM   #46
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Re: Implications of Mass. Health Insurance Law

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Originally Posted by Brat
Their weather and housing costs, for two things. What you save in health insurance may be eaten up by housing and heating bills.

Many chronically ill are dependent on family members to help them. While some might be despirate enough to move I don't think there will be massive migration.
My hunch is that you are right. And people also don't know what other states offer. And people may simply want to stay home.
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Re: Implications of Mass. Health Insurance Law
Old 04-09-2006, 07:16 PM   #47
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Re: Implications of Mass. Health Insurance Law

Now what I want to know is if I move to Cape Cod for the fishing in the 3 months that pass for summer will I still be able for free heath care. *I can make sure I won't have any money outside of IRAs which are exempt from most things.

On the other 9 months I can drift south as the fishing opens up.

Is that a strategy for a non-contributor the Mass. society? *Actually, I will contribute a little to the local grocery and liquor stores.
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Re: Implications of Mass. Health Insurance Law
Old 04-09-2006, 07:51 PM   #48
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Re: Implications of Mass. Health Insurance Law

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Originally Posted by REWahoo!
You mean like the govt. collecting job growth information from thousands of sources vs. your personal observation of what's happening in Yuba City?

(Sorry, couldn't resist. I know you will set me straight. )
I knew someone would bite on that. Its an easy set though. If the govt actually collected the job growth information from thousands of sources that'd be swell. But they make up half of it based on other numbers that are similarly estimated or extrapolated.

Which makes it bullshit.
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Re: Implications of Mass. Health Insurance Law
Old 04-09-2006, 09:25 PM   #49
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Re: Implications of Mass. Health Insurance Law

I shake my head that it is even an issue with the wealthiest country in the World, again, Bayer or Boeing, Iraq or Indiana,it ain't rocket Science.

1,2 3 what are we marching for?
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Re: Implications of Mass. Health Insurance Law
Old 04-09-2006, 09:46 PM   #50
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Re: Implications of Mass. Health Insurance Law

Maybe it got to be the wealthiest country be eschewing collectivism.



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Re: Implications of Mass. Health Insurance Law
Old 04-09-2006, 11:57 PM   #51
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Re: Implications of Mass. Health Insurance Law

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Originally Posted by Cute Fuzzy Bunny
I knew someone would bite on that.* Its an easy set though.* If the govt actually collected the job growth information from thousands of sources that'd be swell.* But they make up half of it based on other numbers that are similarly estimated or extrapolated.

Which makes it bull****.
It really isn't bull****. They use very legitimate sampling and and survey methods. Their samples are really large, and they understand and quantify the error bars in detail. They continually look for sampling and statistical methods to improve the accuracy of their data.

Now, the evening news may report bull****, but the US Bureau of Labor Statistics does a pretty good job.
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Re: Implications of Mass. Health Insurance Law
Old 04-10-2006, 06:41 AM   #52
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Re: Implications of Mass. Health Insurance Law

I'm not sure how they use the information but the US Bureau of Labor calls /faxes me once a month for a head count. How many have we hire, fired or laid off and what is our current employee count. The woman hunts me down until she finds me.
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Re: Implications of Mass. Health Insurance Law
Old 04-10-2006, 07:10 AM   #53
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Re: Implications of Mass. Health Insurance Law

Quote:
Tryan, more information on what happed to those cut from SSI who were on as drug and alcohol addicts:
I didn't see any addicts collecting SSI. They all got welfare and food stamps (which were promtly sold for 50 cents on the dollar). Probably the path of least resistance ...

This is what I see:

Quote:
... qualified for SSI under other medical conditions, most often a psychiatric disorder.
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move to Cape Cod for the fishing in the 3 months that pass for summer
2B - bluefish run in mid August.
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Re: Implications of Mass. Health Insurance Law
Old 04-10-2006, 08:03 AM   #54
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Re: Implications of Mass. Health Insurance Law

samclem, your own Country's Statistics show a growing Wealthy Class a Growing Poor Class, a Shrinking Middle Class.

The US is becoming like Brazil with a larger and larger % of the national Wealth held by fewer and fewer people, while the Middle Class shrinks and poevrty continues to grow.

There is no doubt that you put in a system to help someone abuses it, hell, I had a woman once work 2 days then cost us a years pay to go away, there will always be anecdotes, but in the main, the majority that need are helped.(Hired the woman, single , next day, tells me she is pregnant, doesn't turn up next day as she has gone to the Doctor and is spotting, now technically she is disabled, try firing a disabled person?).
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Re: Implications of Mass. Health Insurance Law
Old 04-10-2006, 08:22 AM   #55
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Re: Implications of Mass. Health Insurance Law

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Originally Posted by Maximillion

Hired the woman, single , next day, tells me she is pregnant, doesn't turn up next day as she has gone to the Doctor and is spotting, now technically she is disabled, try firing a disabled person?).
It would be pretty darn heartless to fire a disabled person Maximillion.* What were you thinking?
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Re: Implications of Mass. Health Insurance Law
Old 04-10-2006, 08:37 AM   #56
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Re: Implications of Mass. Health Insurance Law

youbet, I really got hell from the Women Staff members , had I not paid this lady off, I would have had to maintain her on Payroll, the rest would have had to pick up her assignments.

I hired another Lady after I had cleared up this issue, a Great Hire.
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Re: Implications of Mass. Health Insurance Law
Old 04-10-2006, 09:01 AM   #57
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Re: Implications of Mass. Health Insurance Law

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Originally Posted by Maximillion
I hired another Lady after I had cleared up this issue, a Great Hire.
So you're saying the first lady was a great hire until you found out she was pregnant & medically unable to work, which then made her a bad hire?

I'm surprised that the women in that office didn't watch your handling of the situation and wonder what'd happen if they had a difficult pregnancy. Would the rest of the office turn on a co-worker having a rough time like you expected them to turn on this woman?

Catching grief from your employees is one thing. Catching a lawsuit is another.
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Re: Implications of Mass. Health Insurance Law
Old 04-10-2006, 09:06 AM   #58
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Re: Implications of Mass. Health Insurance Law

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There is no doubt that you put in a system to help someone abuses it,
Uh-Oh I agree with Max. *I work in an area where there is a high number of Sec 8 housing. *As part of the agreement to receive the Sec 8 assistance the person must report the income from everyone in the apartment. Any increase from the amount listed on their application will result in having their benefit cut. *So as you can see there is no incentive to report any roommates. *I love to show up and discover an unreported roommate. *They are promptly reported by me and the person loses their benefit.

Should it be a concern that the Sec 8 areas also seem to have the highest crime rate? *I don't buy it that because a person is poor automatically makes them a criminal, but maybe it's the mindset of a criminal that makes a person unable to successfully participate in this society and become one of the poor. *You can say I'm heartless, but any violation I find that can result in someone losing their welfare benefits is quickly reported to any agency that can remove that person from the government teet. *The way I figure it is if you can't abide by the simple rules to allow you to continue to receive benefits then why should you receive them. *If I don't follow my employers' rules I get fired, so should the welfare recipients.
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Re: Implications of Mass. Health Insurance Law
Old 04-10-2006, 09:36 AM   #59
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Re: Implications of Mass. Health Insurance Law

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Originally Posted by Maximillion
youbet, I really got hell from the Women Staff members , had I not paid this lady off, I would have had to maintain her on Payroll, the rest would have had to pick up her assignments.

I hired another Lady after I had cleared up this issue, a Great Hire.
You should have gotten a lot more than hell from the women staff members........you should have been lynched!* As other female members of your staff became pregnant, did you treat them as sadistically as this poor woman?*

In what way was the replacement hire a "Great Hire?"* She was infertile?

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Re: Implications of Mass. Health Insurance Law
Old 04-10-2006, 09:50 AM   #60
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Re: Implications of Mass. Health Insurance Law

Okay so as I see what Max said about this woman.

Hired her as a single healthy person (I'm assuming she was the best candidate for the job)

First day of work she shows up, says she's now pregnant and spotting.

Second day of work she doesn't show up because she is now disabled and you have to pay her a years salary to replace her. Otherwise the rest of your staff will have to pick up the slack for this woman who really never worked a day for you.


If I were the other employees (male or female) I'd be very upset if he didn't do something about her. The whole thing smells of scam to me, get hired knowing I'm pregnant and having problems, get said employer to fund the pregnacy. Now all the good employees that have been there pulling their weight have to do extra? Yep, I'd be pretty upset.

You can bet if someone did that here I'd be calling our lawyer pronto to figure out the least costly way to get rid of her.






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