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View Poll Results: Which Retirement Income Strategy Do You Use?
All Income (live off dividends, interest only) 21 21.21%
Total return approach (sell investments to replenish spending income) 34 34.34%
All In One Funds (such as Managed Payout, Balanced Funds) 1 1.01%
Customized Portfolio Spending (most DIY control, most effort involved) 14 14.14%
Guaranteed Income (SS, Annuity) 9 9.09%
Other 20 20.20%
Voters: 99. You may not vote on this poll

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Old 08-30-2011, 09:49 PM   #21
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Join Date: Jul 2005
Posts: 2,803
"Other" for me too. Different stages of ER; different income sources...some come...others go away at different times. Combination of dividends, bond interest, CDs, IRA in a couple of years, etc.

Work? I don't have time to work....I'm retired.
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Old 09-01-2011, 05:03 AM   #22
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Join Date: Aug 2007
Location: Mt. Pleasant
Posts: 138
While I clicked customized portfolio spending, we also have pensions and will rely on SS. For some of there is more than one income stream.

Retired early and loving it.
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Old 09-01-2011, 09:29 AM   #23
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Join Date: Jan 2007
Location: Independence
Posts: 5,086
Other here - income is primarily from rentals, then interest on various loans and Cds (maybe a 1/3 -1/2 the amount of the rents), pretty quick SS income will contribute a dab equal to about 1/3 to 1/2 the interest income (as befits our tiny earned income SS contributions). Down the road we will probably sell off the rentals, which will remove that income stream but generate some stress free cash.

Stocks and bonds? - we have a few, but selling them all would only generate a little over a year's outgo. Big maybe on whether we would put rental property sale proceeds into stocks and bonds.

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