Income: More is less? Less is more?

[Sam]

Quote:

Originally Posted by LOL! Original article on Personal Finance Ratios by Charles J. Farrell: http://www.fpanet.org/journal/articl...p0106-art6.cfm

Table 1 in the above article says that a 50 years old should have the following ratios:

4.50 Saving/Income
0.75 Debt/Income
and 12% saving rate

I wonder who can more easily achieve those numbers.* A family with X income or one with 2X.* On the surface, it seems obvious that the more money you make, the more you can save.* But is it true in real life?