 |
|
Individual stocks as a percentage of your portfolio
03-28-2014, 09:51 AM
|
#1
|
|
Thinks s/he gets paid by the post
Join Date: Apr 2011
Location: Madison
Posts: 1,337
|
Individual stocks as a percentage of your portfolio
The main chunk of my portfolio is in index funds or low cost managed funds (think Wellington and Wellesley) but I do have some stocks I've bought for dividends (low P/E value stocks) and then there is the fun stuff (could I hit a homerun??)
So I decided to see what percentage individual stocks were and it came out to 12.7%. Of that 8.9% are low P/E value stocks like utilities and food companies. So 3.8% of my portfolio are Weeeehhhh stocks 
Anyone else attempt excess speculation with a percentage of their portfolio?
__________________
Wild Bill shoulda taken more out of his IRA when he could have. . . .
|
|
|
 |
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
|
03-28-2014, 10:08 AM
|
#2
|
|
Dryer sheet aficionado
Join Date: Apr 2010
Location: omaha
Posts: 33
|
Favor the individual equities at this end. Currently about 65.3% of portfolio in individual stocks w/ COP, VZ, MRK, PG, & LVLT among the larger positions.
|
|
|
|
|
03-28-2014, 10:36 AM
|
#3
|
|
Thinks s/he gets paid by the post
Join Date: Aug 2010
Posts: 1,089
|
Mine is about 50% of my total 2.5M retirement fund. 2 stocks are from ESPP. 2 other larger holdings are BRK-B, and GOOG.
I want to diversity but have to wait until I am done with OMY when tax rate is lower. So, this is making me nervous. I have some kind of hedge built in in case of market downturn. I also have 2 modest homes with total $750K equity, so I can sell one if it is really bad.
|
|
|
|
|
03-28-2014, 10:48 AM
|
#4
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2013
Location: Limerick
Posts: 5,655
|
We keep a 50/50 split between individual stocks and mutual funds. The funds are all on our 401k accounts. The stocks are mostly dividend stocks with our largest holdings being MAIN, AFL, CVX, SBUX, BMY and O. We have 30 individual stocks we try to keep track of.
|
|
|
|
|
03-28-2014, 11:01 AM
|
#5
|
|
Moderator Emeritus
Join Date: May 2007
Posts: 12,901
|
All of my US equities are held as individual stocks. Most of my international equities are held in mutual funds.
|
|
|
|
|
03-28-2014, 11:37 AM
|
#6
|
|
Thinks s/he gets paid by the post
Join Date: Nov 2013
Posts: 1,048
|
Looking for momentum
I have 12% in total in individual equities, 4% ESPP and 8% in a roth IRA, where I try to find growth and momentum stocks. I don't know how good I am, so I am not contributing any more money to this account. I have a 250% increase in portfolio value since the last bottom, but it was pretty easy to find depressed stocks in 2009.
The rest of our assets are low cost index funds in Vanguard (taxable, roth IRAs and rollover IRAs) and 401(k) in Fidelity.
|
|
|
|
|
03-28-2014, 11:50 AM
|
#7
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2009
Posts: 6,695
|
Zero for me. All of my stock holdings are in mutual funds, some index, some not.
__________________
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.
"I want my money working for me instead of me working for my money!"
|
|
|
|
|
03-28-2014, 12:00 PM
|
#8
|
|
Thinks s/he gets paid by the post
Join Date: Oct 2002
Location: Chattanooga
Posts: 3,892
|
10% in individuals stocks, the balance in index MFs, the majority of that is in total stock market index fund.
__________________
Earning money is an action, saving money is a behavior, growing money takes a well diversified portfolio and the discipline to ignore market swings.
|
|
|
|
03-28-2014, 12:04 PM
|
#9
|
|
Thinks s/he gets paid by the post
Join Date: Dec 2005
Location: Lake Livingston, Tx
Posts: 4,204
|
Zero here.
__________________
If it is after 5:00 when I post I reserve the right to disavow anything I posted.
|
|
|
|
|
03-28-2014, 12:12 PM
|
#10
|
|
Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,498
|
 Quote:
Originally Posted by Rustic23
Zero here.
|
+1
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
|
|
|
|
|
03-28-2014, 12:54 PM
|
#11
|
|
Full time employment: Posting here.
Join Date: Sep 2011
Location: Bushnell
Posts: 607
|
Less than 20% of my total portfolio are high dividend blue chips. At least they were high dividend when I bought them.
I am slowly selling these off in favor of index funds. This will take a few years so as to control cap gains taxes as best I can.
|
|
|
|
|
03-28-2014, 01:00 PM
|
#12
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2009
Posts: 9,343
|
About 10% of mine is individual stocks of Intel and Chevron. I must admit I did it more out of bringing a little excitement to checking my accounts than because I think I can beat the market. If the market will make a big drop sometime, I would like to buy one or two more to increase my entertainment pleasure.
Sent from my iPad using Tapatalk
|
|
|
|
|
03-28-2014, 01:33 PM
|
#13
|
|
Thinks s/he gets paid by the post
Join Date: Jul 2005
Posts: 4,366
|
Currently zero, but sometimes I'll play if I have excess cash.
|
|
|
|
|
03-28-2014, 01:50 PM
|
#14
|
|
Thinks s/he gets paid by the post
Join Date: Jul 2012
Location: Texas
Posts: 3,024
|
I'm 100% low-cost index ETFs and a couple mutual funds. One exception: I'm still holding some stock options that I was vested in when I retired last year. Those are about 8% of the portfolio. I plan to convert those to ETFs slowly over time to minimize the tax hit. They generate payroll tax in addition to income tax. 
__________________
Retired at 52 in July 2013. On to better things...
AA: 85/15 WR: 2.7% SI: 2 pensions, SS later
|
|
|
|
|
03-28-2014, 01:55 PM
|
#15
|
|
Thinks s/he gets paid by the post
Join Date: Jul 2006
Location: Denver
Posts: 3,518
|
Quote:
Originally Posted by scrabbler1
Zero for me. All of my stock holdings are in mutual funds, some index, some not.
|
+1
In the run up to ER, I did have a small position in my employer's stock.
I gave up on individual stocks during the internet crash. I read Malkiel, Bernstein & others, got AA religion, sucked it up & sold all my stocks and built a balanced mutual fund portfolio. It has served me well.
|
|
|
|
|
03-28-2014, 03:25 PM
|
#16
|
|
Thinks s/he gets paid by the post
Join Date: Jul 2007
Posts: 1,085
|
Mine comes up to about 9%.
|
|
|
|
|
03-28-2014, 03:39 PM
|
#17
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2003
Posts: 18,085
|
About a third down from almost 100%. I diversified heavily as I approached er. Still have one or two positions to work lower.
__________________
"All animals are equal, but some animals are more equal than others."
- George Orwell
Ezekiel 23:20
|
|
|
|
|
03-28-2014, 04:54 PM
|
#18
|
|
Thinks s/he gets paid by the post
Join Date: Mar 2005
Location: yonder
Posts: 2,851
|
Currently about 15% dividend stocks, wanting to get to 20% of the total portfolio.
|
|
|
|
|
03-29-2014, 07:51 AM
|
#19
|
|
Thinks s/he gets paid by the post
Join Date: Jun 2005
Posts: 1,183
|
Zero now and always will be zero. Same goes for any actively managed mutual fund or ETF.
|
|
|
|
|
03-29-2014, 08:12 AM
|
#20
|
|
Thinks s/he gets paid by the post
Join Date: Mar 2009
Posts: 2,985
|
Zero. Other than Wellington in a Roth acct, all equities are low cost index funds. Bond funds are split between index and actively managed.
__________________
Took SS at 62 and hope I live long enough to regret the decision.
|
|
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
|
| Thread Tools |
|
|
| Display Modes |
 Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|
