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Old 09-02-2016, 09:15 AM   #21
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Old 09-02-2016, 10:25 AM   #22
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Thanks for the update, prose3589.

Quote:
Originally Posted by prose3589 View Post
Last big change is occurring now. SO and I have been together 13 plus years. We own a house together. I decided it was better for both of us to live separately. I expect we will still see each other. He is a wonderful person but their are personal circumstances that making living apart necessary for me. He is buying me out of our existing home. For a very fair price. I am buying another home individually.

The new living arrangement will cost more as I am no longer sharing expenses. But I have decided ER was just too early for me at this point. That said I am on track to retire completely in 10 years. Firecalc gives me gives me anywhere from 85-100 percent success depending on the variables.
As many here know, Frank and I choose to live separately and to keep our money separate even though we have been devoted to one another for going on 17 years by now. Last year I bought the home next door to his house so I guess that's a little closer than living across town. We still have never lived together, except briefly on a temporary basis after Katrina due to circumstances. Living separately works very nicely for us, and I hope it does for you two as well.

As for ER being too early and going back to work for another 10 years, so much of that depends on the lifestyle you want to lead in retirement, your age and anticipated length of retirement, where you want to retire, and so on. Good for you to have the courage to revise your plans when you saw a problem with how things were going.
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Old 09-02-2016, 04:25 PM   #23
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W2R I appreciate knowing that others are using a different arrangement and that it is working for them.

Thanks for your posts. They have been very helpful. Several of the people that post regularly here are honestly like a mentor for FIRE for me.

And to Target- your comment really meant a lot. Made me smile.


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Old 09-02-2016, 05:55 PM   #24
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As Rita Rudner famously said "I want a man in my life; not in my house!"

I did not see your original post so read this from start to finish. You sound like an intelligent thoughtful woman and I've no doubt you'll land comfortably.
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