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Input on a Vanguard Fund Selection
Old 09-28-2004, 04:26 PM   #1
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Input on a Vanguard Fund Selection

How about the Vanguard LifeStrategy Income Fund (VASIX) for concervative pre-tax money that does not need to be touched for 5 years. All in Now not DCA $300k. And "Forgeddaboudit". Will I be able to sleep? This from a VERY Risk Adverse investor.

Thanks

SWR
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Re: Input on a Vanguard Fund Selection
Old 09-28-2004, 07:16 PM   #2
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Re: Input on a Vanguard Fund Selection

SWR,

No Shock waves to ride on this fund. Price and div. historically not very volitile. If your ok with 3+ %, go for it and sleep tight

BUM.
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Re: Input on a Vanguard Fund Selection
Old 09-28-2004, 08:18 PM   #3
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Re: Input on a Vanguard Fund Selection

Why not go for a 5 yr CD at CapOne that would pay 4.7% APY. Of course only$100K is FDIC insured, There are several banks that are paying over 4.5% APY.

MJ
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Re: Input on a Vanguard Fund Selection
Old 09-29-2004, 08:18 AM   #4
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Re: Input on a Vanguard Fund Selection

Quote:
Why not go for a 5 yr CD at CapOne that would pay 4.7% APY. Of course only$100K is FDIC insured, There are several banks that are paying over 4.5% APY.
Capital One also has 'no regrets' CDs that allow you to bump up the interest, should rates rise in the future.

Peter
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Re: Input on a Vanguard Fund Selection
Old 09-29-2004, 09:17 AM   #5
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Re: Input on a Vanguard Fund Selection

The total return for this fund 5yr and 10 yr are 5.10% and 8.89% respectively (as of 12/31/03).

You say that you are risk averse but you need to take into account these risks: Income Risk (Bonds) : Medium-high
Interest rate Risk (Bonds): Medium and Stock Market Risk (stocks): Average.

With a .27%ER and the conservative returns stated above you could do a lot worse!
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