Whisper9999
Recycles dryer sheets
- Joined
- Jul 5, 2004
- Messages
- 173
I naturally stay on budget in the sense that I have virtually no debt. But I need to go to the next "level" to save enough to retire early and that's where I'm struggling. What kept you guys motivated and inspired when you didn't seem to have the inner strength to do what you needed to do to save seriously and invest seriously?
Fear works pretty well: "Do you want to be working when you're 75 and eating dogfood at 85?" And setting goals works pretty well as well as I'm naturally goal-oriented - I've got quite a few spreadsheets to prove it. But I feel I need something more.
For example, one thing I've realized is that the things that I enjoy most in life: friends, "spirituality", music, hiking, etc. are free or very close. And, don't ask me why, but that was a big breakthrough.
Anyway, just wondering if any of you have certain thoughts, ideas, philosophies, books that kept you committed to saving through good times and bad?
Fear works pretty well: "Do you want to be working when you're 75 and eating dogfood at 85?" And setting goals works pretty well as well as I'm naturally goal-oriented - I've got quite a few spreadsheets to prove it. But I feel I need something more.
For example, one thing I've realized is that the things that I enjoy most in life: friends, "spirituality", music, hiking, etc. are free or very close. And, don't ask me why, but that was a big breakthrough.
Anyway, just wondering if any of you have certain thoughts, ideas, philosophies, books that kept you committed to saving through good times and bad?