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Old 09-15-2011, 02:33 PM   #41
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This thread got me curious so I looked at all my policies and WOW:

homeowners - where I reside - increase 0%
homeowners - 3 rental properties - increase 0%
auto - increase 0%

I insure with State Farm. YAY ME!

Now...if I could get some serenity around my health insurance...my cobra expires December 1 and the company quoted me a price to convert to an individual policy at $230 (gauranteed coverage with no exclusions, I forget the deductible but it was probably in the $5000 range), which seems like a great deal, but that was 16 months ago. Has me a bit nervous.
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Old 09-15-2011, 03:16 PM   #42
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I just got an email from my agent. It looks like I'll be going from travelers to safeco. The difference is 12%. At least that puts me a little bit lower than last year. I wonder what would happen if I ever had a claim?
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Old 09-15-2011, 04:00 PM   #43
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Originally Posted by dm
I just got an email from my agent. It looks like I'll be going from travelers to safeco. The difference is 12%. At least that puts me a little bit lower than last year. I wonder what would happen if I ever had a claim?
My advise is not to have a claim so you don't find out. You can live vicariously through me and save the money! I backed into a car, couldn't see the little rice eater, and did $500 in damage to the other car. My premium is jacked up with a $65 ( every 6 months ) accident surcharge for the next three years so my monthly payment went from $29 to $40 a month. I will wait a year and then maybe some other companies won't hold that against me and rate shop then.
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