bosco
Full time employment: Posting here.
- Joined
- Jul 10, 2005
- Messages
- 987
I apologize in advance to Azanon if this has been posted before....
http://www.fpanet.org/journal/articles/2006_Issues/jfp0806-art6.cfm
However, I was wondering if anyone here could shed any light on the following statement from the article
"An increase of almost a quarter-percentage-point in the withdrawal rate is afforded by increasing the rebalancing interval to 75 months, as shown in Figure 3"
I have read that rebalancing less frequently than once per year has benefits. But I've not seen it quantified like this and frankly, am a bit sketical. I'm not sure I'd trust that graph--seems like over-analysis to me. A quarter point SWR in the midst of a sea of data....seems lonely
any comments or insights?
http://www.fpanet.org/journal/articles/2006_Issues/jfp0806-art6.cfm
However, I was wondering if anyone here could shed any light on the following statement from the article
"An increase of almost a quarter-percentage-point in the withdrawal rate is afforded by increasing the rebalancing interval to 75 months, as shown in Figure 3"
I have read that rebalancing less frequently than once per year has benefits. But I've not seen it quantified like this and frankly, am a bit sketical. I'm not sure I'd trust that graph--seems like over-analysis to me. A quarter point SWR in the midst of a sea of data....seems lonely
any comments or insights?