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Old 08-15-2016, 12:03 PM   #41
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Join Date: Sep 2010
Location: El Cerrito
Posts: 920
I ER'd 5.5 years ago. I noticed pretty soon that my spending was below what I expected it to be. The decrease was entirely voluntary. The decrease wasn't just associated with lower w*rk related or commuting expenses. It is just that a lot of my previous spending became unimportant to me once I ER'd. Lately I've chosen to start spending that "windfall" on travel.

Of course everyone has individual circumstances to consider but this pattern of retirement spending seems reasonable to me. Or . . . it seems to apply in my case.

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