Originally Posted by JPatrick
You could sell RERFX and VGTSX, gather your tax loss and replace with the ETF--EFA.
If you have a FIDO account, the transaction is free.
You are already super diversified -- so you are in the land of rules of thumbs and truly abstract guidelines. Not a bad investment strategy, but you are in a world where personal analysis and opinions have no place. Stray from the established ratios and your a betting against the odds.
I like the idea of taking your tax losses - assuming you are in a high tax bracket. That's money in you pocket and you can always re-establish a preferred position at any time.
Just an SOS. I live in SE Asia and travel frequently in the area. I read the local rag at McDonalds in the am and strange things are happening. Real Estate in booming (and bubbling?) Unemployment is very low: the "coolie" workforce is drying up. Wages are getting higher and workers don't want to work in factories.. Google "middle income trap" for a taste of what I am talking about. Diversified foreign stock funds are not the same as they were 5 years ago.