So I've been thinking of investing in some mutual funds with Vanguard. However, I'm not really sure of the best way to start out, as this page makes it sound like there are a lot of fees for starting small.
I only have $10k to invest, so should I only put it into one fund to avoid the maintenance and low balance fees? I'd like to diversify more, but it looks like the most I could diversify would only be three funds ($3k min per fund), and that still isn't very diversified. Does anyone have any suggestions? I don't think I can achieve anything near what Spanky mentioned below, but I'd like to do more than just leaving my money with ED.
TIA,
NP
Spanky said:
 Quote:
A 60/40 slice and dice portfolio would return 8.01% YTD.
% of asset YTD Adjusted
Vanguard Value Index (VIVAX) 12.00 8.41 1.01
Vanguard 500 Index (VFINX) 12.00 6.40 0.77
Vanguard Small Cap Index (NAESX) 6.00 8.73 0.52
Vanguard Small Cap Value (VISVX) 6.00 7.25 0.44
Vanguard REIT Index (VGSIX) 6.00 12.78 0.77
Vanguard International Value (VTRIX) 6.00 18.47 1.11
Vanguard International Growth (VWIGX) 6.00 15.32 0.92
Vanguard Emerging Markets Stock (VEIEX) 6.00 31.20 1.87
Vanguard Short-term Bond Index (VBISX) 10.00 1.21 0.12
Vanguard Short-term Federal (VSGBX) 10.00 1.61 0.16
Vanguard Intermediate-Term Bond Index 10.00 1.34 0.13
Vanguard Intermediate Treasury (VFITX) 10.00 1.95 0.20
8.01%
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