Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 03-24-2016, 01:30 PM   #81
Full time employment: Posting here.
Join Date: Mar 2014
Location: Southern Cal
Posts: 832
Originally Posted by Amethyst View Post
Especially since they insist on saying Mass during your meal.

Haha, I fixed the extra t. Too early.

Sent from my iPad using Early Retirement Forum

Fedup is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-24-2016, 03:09 PM   #82
Thinks s/he gets paid by the post
imoldernu's Avatar
Join Date: Jul 2012
Location: Illinois and Florida
Posts: 3,935
I guess we're a little more laid back about seminars, here in central Illinois. One of our local financial advisers has a coffee club going on Tuesdays in our local mall. Averages about 40 attendees. Pretty smart, I'd say, as he doesn't counsel on investment in the meetings, but has a varied schedule of presenters from different businesses. He invites town leaders, businessmen, doctors, real estate assessors, insurance men, funeral homes, fitness guru's etc, etc...

We even had a Police Sergeant who gave a presentation on concealed weapons carry, and last week, the owner of an 80 acre greenhouse that employs 250 people.

Even though the clientele varies by week, I notice that most of the people who attend, are on excellent terms with the FA...

Like... catching more flies with honey?

imoldernu is offline   Reply With Quote
Old 03-26-2016, 08:16 AM   #83
Thinks s/he gets paid by the post
kcowan's Avatar
Join Date: Jul 2006
Location: Pacific latitude 20/49
Posts: 4,451
Send a message via Skype™ to kcowan
Originally Posted by Bestwifeever View Post
Although we are looking for a new car--I wonder why car dealers and others don't use this sales model.
I think it is reserved for selling products with no tangible benefit. IOW the hosts get all the benefits from success while the audience gets very little.
For the fun of it...Keith
kcowan is offline   Reply With Quote
Old 03-26-2016, 12:16 PM   #84
Full time employment: Posting here.
Join Date: Oct 2006
Posts: 878
Originally Posted by sengsational View Post
We go if it's a nice restaurant we might go. If so we and are polite and listen. But I have asked maybe one question formulated to clarify an undisclosed risk, or something like that. I did go see one guy after the meal. He is a fiduciary, who offered a full assessment of my current finances, beneficiaries, wills, and stuff (not a variable annuity one-trick pony). This gave me an excuse to put together a "snapshot" of all of that stuff in one place. I went in, shared the snapshot and learned a little bit, which lead to a few actions on my part, but of course didn't hire him since I'm a DIY guy.

The benefits, besides free food include having DW hear financial terms (she doesn't have one iota of interest if it's just me talking). On the way home, she actually asks questions about finances! She might say part of the deal sounded good, and I explain why it's not as rosy as they said. She gets it if she takes the time, but is just totally uninterested. But the presentation, at a minimum, trains DW not to trust guys like that. So if I go first, she's at least got her guard up.
I take the same approach, especially with taking the opportunity to educate my wife over some basic financial concepts, such as sequence of return risks, which many of these seminars cover. We just moved into our area so we've been to several of these seminars, and they provide us the opportunity to learn about our area from some of the other guests attending the seminars.

Rarely have we learned something new or enlightening about the financial information conveyed, though occasionally we have learned something new to apply to our plans.

We had our friends, a husband and wife couple, visit and stay a few days with us a few weeks ago and we had already scheduled going to one of these seminars during their visit. We invited our friends to attend and they declined as they didn't want to dine with us in this setting and they professed to know everything they need to know about their planning in retirement. My wife and I kinda laughed at their self-assessment because we knew they had made rather bonehead decisions on Social Security (probably costing them $xx,xxx), their legacy and tax management plans were hardly optimal in our opinion, and they were 100 percent in equities because "equities in the stock market always do better over the long run." They are financially set for retirement but are clueless over tax and legacy planning. It seems to us they had some financial blinders that impeded them from seeing things clearly. We didn't press them to attend the seminar with us at Ruth Chris, but we thought if they had attended one seminar about Social Security or estate planning they would have been less likely to make some of their past and current bonehead mistakes.

I happen to think there are many folks who could benefit from the general information conveyed in some of these seminars: there are many folks who don't know what they don't know. I like to take the opportunity to ensure I'm not missing anything either.
Someday this war's gonna end . . .
ChrisC is offline   Reply With Quote
Old 04-25-2016, 03:46 PM   #85
Recycles dryer sheets
Join Date: Nov 2009
Posts: 460
We've received more than a few dinner seminar invitations over the years from financial firms, but today in the mail we received a dinner seminar invitation from a medical group (a first for us). They are offering treatment of knee, shoulder, back, and nerve pain without surgery or medication (insurance and Medicare approved treatment options). Even throwing in a free medical consultation and 15 minute massage. Wonder if the financial folks will step up their game and start offering a free 15 minute massage with the dinner seminar (might improve turnout)

We live in a 55+ community. Over the years, our community has been sponsoring luncheon seminars from just about every financial firm out there (guess they pay us to schedule seminars and we use the money for the community). We do a lot of expos and fairs for various things for community funds (health, home improvement, etc), but sponsoring financial people for community funds worries me....

fritz is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Veterans Day Appreciation - Meals rescueme Other topics 0 11-08-2012 06:47 AM
Facebook invitations to your party Nords Other topics 14 10-10-2011 07:06 PM
Tax Question: Deductible meals when travelling samclem Other topics 7 03-20-2009 08:36 PM
Invitations to Financial Seminars/Dinner jj Life after FIRE 5 11-07-2005 10:15 AM
Everyday Meals TromboneAl Other topics 62 09-28-2005 09:22 PM


All times are GMT -6. The time now is 01:33 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.