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Are there any other tax-beneficial vehicles for someone to use?
Say hypothetically all of the above are maxed out.
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"There's nothing sadder in this world than to awake Christmas morning and not be a child. I Lost Everything in the Post-Natal Depression." - Erma Bombeck
"How far you go in life depends on your being tender with the young, compassionate with the aged, sympathetic with the striving and tolerant of the weak and strong. Because someday in life you will have been all of these." - George Washington Carver
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