Originally Posted by pb4uski
3. You just sell the stock/mutual fund/ETF and have the IRA administrator send you the money or transfer it to one of your taxable accounts. If you don't need the cash you can sell the item in your IRA and then buy it back with the proceeds in your taxable account to maintain your overall AA (as long as you have other monies to pay the taxes).
pb4.........from a Schwab pub........sounds like you can do in-kind distributions too
Step 3: Choose how to get your distribution.
At Schwab, you have several ways to get your distribution. You can:
• Receive your IRA distribution online.4
• Set up recurring RMDs through Schwab MoneyLink®. 5 Your annual RMD will be automatically calculated and then transferred to the account you designate.
• Transfer investments in kind; such as move stocks, mutual funds, or cash from your IRA into your nonretirement Schwab account.
• Request a check.