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Is ss Survivor Benefit a Lifetime Benefit?
Old 01-24-2013, 06:01 AM   #1
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Is ss Survivor Benefit a Lifetime Benefit?

DW will have roughly the same SS retirement benefit as I. I drew at 62. She is planning to delay until at least FRA (2019). If I pass first, will she get the full survivor benefit (100% of my benefit) even after she claims her own? I could not find the answer on the SSA site. TIA

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Old 01-24-2013, 06:04 AM   #2
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I believe it depends on which benefit is larger. She will get an amount equal to yours only if yours is larger, otherwise she'll continue to get hers.

Numbers is hard.

Retired in 2005 at age 58, no pension

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Old 01-24-2013, 06:24 AM   #3
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Thanks for the quick reply. She was hoping to get both :^). Sounds as if she should delay hers as long as possible to get some survivor benefit and increase her own benefit.
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ss survivor benefit

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