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Old 10-10-2018, 12:36 PM   #121
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I’d come back as a tree so I can live forever.

Ha! I want to buried, naturally no formaldehyde, with oak seeds. That way the oak roots will use the nutrients from my body to grow. When family/friends come to visit me, they will see me in an oak tree, not a cemetery.
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Old 10-10-2018, 12:46 PM   #122
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Ha! I want to buried, naturally no formaldehyde, with oak seeds. That way the oak roots will use the nutrients from my body to grow. When family/friends come to visit me, they will see me in an oak tree, not a cemetery.
If I get to pick, it would be a sequoia tree, you can tell I visited the oldest tree there in Sequoia National Park.
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Old 10-10-2018, 05:27 PM   #123
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Ha! I want to buried, naturally no formaldehyde, with oak seeds. That way the oak roots will use the nutrients from my body to grow. When family/friends come to visit me, they will see me in an oak tree, not a cemetery.
Burial Waltz by The Fugs,
"...bury me in an apple orchard that I might touch your lips again"
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Old 10-11-2018, 03:01 PM   #124
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Ok she was right , after the market tumble, I have to go back to work. Or not.
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Old 10-12-2018, 09:33 AM   #125
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You can also work your entire life and wind up broke for a number of reasons, medical/LTC issues being one of the most probable yet difficult to predict. Life is risky. I’d rather take my chances with $2M and retire early than work ten more years and still end up broke and in a crap nursing home on Medicaid.

Around mid 30’s, a coworker told me a story. His dad saved money yet at the end of his life, he ended up in a bed next to a guy who did not. All the savings his dad accumulated only bought him a couple years of better care before he ended up right next to the other guy.

Saving is prudent. Planning is also. However, unless you have a lot more than I would make even working 10 or 15 more years, if you get struck with a significant health event, it won’t matter and you will have given up a decade of the life we have sans work. I’ll take my chances.
You don't necessarily need a nursing home either.

I'm moving an older relative from a nursing home across town to assisted living near me.

They had gone in for surgery last month but were unexpectedly diagnosed with metastatic breast cancer, unfortunately beyond treatment. Got them on Hospice around a week ago.

So if you end up like them, why not live in a more homelike environment in the time you've got left?

Plus, here at least a private room in assisted living is less than half the cost of a semi-private room in a nursing home.
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Old 10-13-2018, 12:00 AM   #126
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Nords told me about this Orman meltdown. I must say it lived up to the billing.

I really laughed at her people are living to 95-100 now days. Which is of course BS, 2 million American are over the age of 90 mean 325 million aren't.
Not to mention live expectancy in the US is going down not up the last couple of years.

Last year my mom need 24-7 care for several months. We were spending $16-18K/month and while she had a million dollars, it admittedly would have gone quickly. We moved her to nice nursing home, and her expense dropped to just over $8K/month or $100K. Her medical expenses dropped her income tax to zero.

I also loved her crazy talk about how you need disability insurance, because somehow if you get injured, your portfolio income is going to be impacted.

After 18 year in FIREs, I'm finding my biggest issue is giving my money away intelligently and making sure my niece doesn't go crazy trying to unwind my investments.

@W2R I'll admit that there was a time, when I enjoyed the can I afford it segment. But honestly the women ego has grown to be so huge, I'm stunned she can squeeze through an airplane door.
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Old Today, 03:07 AM   #127
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She claimed she was spending $30,000 a MONTH! I can't help but wonder what palace her mother was staying in.
Yes I caught that as well; I think Suze was bragging a little and throwing in some fear to complete the spin

About 30 year olds "retiring" many quit their day job and try their hand at blogging and some are very successful at monetizing that new venture. So are they actually retired? (Just asking a rhetorical question, many opinions on that subject.)

About Suze's net worth dictums, many of us have become adept at managing our expenses, so yes, we can get by on amounts that would give Suze severe heartburn


IMHO society has simply shifted from a regimented, work 40 years at the factory, retire at 65 with a company pension to people being more entrepreneurial and working at many companies over their careers. FIRE is just one manifestation of the shift.
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Old Today, 11:17 AM   #128
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She claimed she was spending $30,000 a MONTH! I can't help but wonder what palace her mother was staying in.
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Yes I caught that as well; I think Suze was bragging a little and throwing in some fear to complete the spin
Not a Suze fan here and, I agree she was using an extreme personal example to scare her audience. But, just want to point out that spending $30k/mo for full time care is probably less unusual than one might think...for folks with 8-9 figure wealth. And, it’s likely ‘in home’ care versus a “palace” SNF. Our neighbor is doing that now and has been for 2+ yrs. 24/7/365 in home care, two care givers almost all the time; that equates to ~$20/hr. And, that doesn’t even count the PT & other out-of-home visits. It adds up very quickly.
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Old Today, 02:12 PM   #129
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Not a Suze fan here and, I agree she was using an extreme personal example to scare her audience. But, just want to point out that spending $30k/mo for full time care is probably less unusual than one might think...for folks with 8-9 figure wealth. And, it’s likely ‘in home’ care versus a “palace” SNF. Our neighbor is doing that now and has been for 2+ yrs. 24/7/365 in home care, two care givers almost all the time; that equates to ~$20/hr. And, that doesn’t even count the PT & other out-of-home visits. It adds up very quickly.
I’m surprised it’s only $20/hr for SF area. It’s already $20/hr here. Minimum 4 hours.
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