with Bank of America. Newly retired at end of year, so I've consolidated accounts into a local independent bank we've also used for several years.
Closed 2 checking, 1 MMarket and a credit card at BOA in favor of KASASA program at the indy bank that pays 2.5% cash back under guidelines (link here to the details) . I think the KASASA program is a coop of sorts that indy banks can join in on to attract business.
Also opened Chase Sapphire card for pretty nice points (link) along with a Amex Blue card that discounts 6% on groceries and gas (link) .
Now gotta go update Mint.
Interesting that the nice lady at the local BOA branch were we closed the accounts and the nice lady on the phone at the credit card service number both said (in a serious way), 'sir, you realize that by closing this credit card it will affect your credit rating?'... I said 'yep, we're retired... I'm not looking to buy anything on credit in the future!'
I do have to say that BOA has been pretty good along the way...very secure and I will miss the usability online interface, but c'est la vie!
Cheers!
Closed 2 checking, 1 MMarket and a credit card at BOA in favor of KASASA program at the indy bank that pays 2.5% cash back under guidelines (link here to the details) . I think the KASASA program is a coop of sorts that indy banks can join in on to attract business.
Also opened Chase Sapphire card for pretty nice points (link) along with a Amex Blue card that discounts 6% on groceries and gas (link) .
Now gotta go update Mint.
Interesting that the nice lady at the local BOA branch were we closed the accounts and the nice lady on the phone at the credit card service number both said (in a serious way), 'sir, you realize that by closing this credit card it will affect your credit rating?'... I said 'yep, we're retired... I'm not looking to buy anything on credit in the future!'
I do have to say that BOA has been pretty good along the way...very secure and I will miss the usability online interface, but c'est la vie!
Cheers!