youbet
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kramer said:This is an area that benefits couples. A single person probably won't be able to replace as high of a percentage of his living expenses with SS as a working couple can.
It sometimes benefits working couples, sometimes not. At our house, I estimate aggregate expenses to be approximately 1.9 X what they would be if we were living as singles. Our combined SS will be significantly less a percentage of double than that. And that's just looking at living expenses, without any consideration of what it cost to raise the family and to have ongoing involvement with them and the grandkids today.
No complaints here........ just pointing out that living as a couple isn't necessarily a cost savings. And it's likely that one half of a married couple won't receive the same SS as if they had been single and focused their life on a career.