That's exactly what I am grappling with now, with very limited success. And adding Soc Sec optimization (what some authors call the "tax torpedo") and potentially ACA subsidies on top of all the typical portfolio management issues, makes it beyond my ability so far. Still trying to get my head around it all...
I've seen several articles that describe the problem, but none that offer means to a solution...
None of the online calculators I've seen even begin to deal with the whole picture.
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No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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