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Old 03-12-2018, 10:52 AM   #21
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Originally Posted by folivier View Post
Could you get a written 1st refusal from the owner?
That could allow you 1st chance if he gets another offer.
Why would the owner do that ?

I was thinking a similar thing, offer the owner $X for an exclusive option to buy the property in the next 2 years for $YYY dollars.

Basically tie up the property for 2 years.
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Old 03-12-2018, 08:47 PM   #22
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Things have moved quicker than I thought they could. We made offer, counter offer, and final agreement. Decided to put 20% down and finance balance. Problem now, when the Experian snafu came up I froze our credit reports. So do I have to open all the reports?
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Old 03-12-2018, 10:04 PM   #23
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I think if you ask the bank or mortgage company that you are dealing with who they use that you can unfreeze just that credit reporting bureau.... call them and tell them that you froze your credit reports and need to know which ones that you need to unfreeze and see what they say.
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Old 03-14-2018, 07:15 AM   #24
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Had to temporarily unfreeze all three reports, as the bank takes all three and takes the average score. It' always something, now faced with how much I want to take out of 401k. The 20% down is not a problem. But have to decide if I want to take bigger portion to get payment down. Again I hate to owe much now in retirement, but so lucky to have ability to have so much.
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Old 03-14-2018, 07:45 AM   #25
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To start congrats on your future land purchase. If you live or have property in a rural area it's not a bad idea to buy the property around you if possible. It's called controlling your neighbors to prevent people from moving around you. In some cases this may even mean paying a premium price for the property. I just experienced this unfortunately and I need to purchase one more piece to seal my own neighborhood. ��
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Old 03-14-2018, 09:35 AM   #26
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sounds like a good movie.
Yeah, I was going to suggest yote's and/or hawks to take care of the chicken's. But it seems the cat might have been easier prey.

[Please all - don't peg me as a cat hater, I am definitely not and was really bummed when I had to put my 20+ year cat down a year ago. He almost didn't make it past a few years old after having an 'encounter' with a bobcat in the back woods behind the house. Such is rural living.]
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