Originally Posted by SkisALot
Does the umbrella policy have to be with the same company as the HO and/or vehicle policy? If not, would having it with another company make the umbrella policy more expensive?
No, it does not have to be with the same carrier. Often, it is cheaper to have it with the same carrier as your home or auto. Sometimes that carrier, though, may offer only relatively low umbrella limits. But, that may not be the case so it may be worth checking in any event.