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Old 06-18-2014, 06:27 PM   #21
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Even with our LBYM budget DW and I still have our individual "no questions asked" monthly account that we can choose to spend on what we want without guilt. Jointly it usually is vacations (favorite was a spur of the moment trip to Las Vegas). For me it is computers - e.g. 14+ servers, laptops, notebooks scattered throughout the house right now.Then add a virtualization layer on top of some of them that multiples the number of operating system instances... it's insane. But it is fun.
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Old 06-18-2014, 06:33 PM   #22
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... 14+ servers, laptops, notebooks scattered throughout the house right now...
I had to stop to think and count mine. 12 for me, so you beat me.
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Old 06-18-2014, 06:41 PM   #23
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Well I am not sure. I live on bellow 25% of my after taxes income(not counting dividends)...yet I waste 6-7k on wine.

Now women that earlier poster mentioned are way more expensive
Well, in that case, I have a few: golf membership for me and DW ($10k/year), dining out ($200 - $400/month), traveling (for golf, and tourism), supporting less family members with monthly allowance (is that splurging or obligation?), Ebay shopping for needed toys, and lawn care service (too lazy to do it myself).
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Old 06-18-2014, 06:41 PM   #24
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Money Spent On Life Experiences, Not Material Things, Brings Happiness

Most of LBYMs spend money on experience and not on things.....
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Old 06-18-2014, 06:41 PM   #25
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Travel.
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Old 06-18-2014, 06:47 PM   #26
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Had been extremely frugal.
But five round trips to Florida in last 18 months.
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Old 06-18-2014, 06:51 PM   #27
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Most of LBYMs spend money on experience and not on things.....
... although some experiences require "things".

Examples include my cool high-country 2nd home (temperature of 74F, humidity of 16%, wind of 25mph as I am writing this), and my small motorhome that let me park and sleep under the huge redwood and sequoia trees of the National Parks.
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Old 06-18-2014, 06:54 PM   #28
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Travel & grandkids !
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Old 06-18-2014, 06:58 PM   #29
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Golf and cars. I only buy one car every 15 years or so, but I like luxury sports cars.
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Old 06-18-2014, 07:00 PM   #30
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Driving a fancy sports car is an experience too, but one that I lost interest in perhaps 2 decades ago.

The difference between experiences and things can be blurry sometimes.
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Old 06-18-2014, 07:28 PM   #31
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Housing.
Not for the luxury, but for the space between neighbors. DW and I are currently renting a 3,800sf house (way more than we need) in an upper-end, low density subdivision for the relative peace. As a concession to LBYM, we do pay below market price for rent.
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Old 06-18-2014, 07:50 PM   #32
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Money Spent On Life Experiences, Not Material Things, Brings Happiness

Most of LBYMs spend money on experience and not on things.....
What is interesting is that many lovely experiences are also free or low cost - a picnic lunch, a walk in the forest, visiting a tide pool, riding bikes, a day at the beach, sipping wine on the patio, visiting a museum or garden, going to a cook out, taking an art class, reading a mystery novel or a nice visit with friends.

I do like to go out for interesting ethnic food I don't know how to cook at home - like Thai or Indian. We also plan to splurge on more travel in the future.
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Old 06-18-2014, 07:52 PM   #33
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Chocolate, preferably European.
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Old 06-18-2014, 08:33 PM   #34
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Gifts to our kid & grandkids. Then travel.
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Old 06-18-2014, 10:33 PM   #35
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Because I LBYM for so many years, I don't splurge anymore, I just get to buy whatever I want....definately wine, and eating out and travel and even possibly a ...gulp...boat
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Old 06-18-2014, 10:47 PM   #36
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My hobbies - photography, and building ham and shortwave radio gear.

I just spent close to $700 getting my favorite lens repaired, and also just had a spending binge of a few $100 on radio parts, including some really cool vintage parts coming from a guy in Ohio with ~200,000 of them.

My total hobby spending will be somewhere between $1K and $2K this year which, considering that I normally live on ~17K/year, is a fairly significant sum. I do enjoy my hobbies though.
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Old 06-18-2014, 11:16 PM   #37
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Good whiskey, groceries/ingredients for home cooked meals, and gasoline for camping and hunting trips.
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Old 06-18-2014, 11:20 PM   #38
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Travel.
+1

Travel, dining out, computers
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LBYMs what do you splurge on?
Old 06-18-2014, 11:48 PM   #39
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LBYMs what do you splurge on?

Unknown but they add up to about $1,000/mo (for 4 people).
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Old 06-19-2014, 12:31 AM   #40
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Because I LBYM for so many years, I don't splurge anymore, I just get to buy whatever I want....definately wine, and eating out and travel and even possibly a ...gulp...boat
+1

After LBYM for so many years, I splurge on ... RETIREMENT!!!
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