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that a couple has just reached the $1 million mark. The husband wants to keep working. The wife has had it. This couple never expects to withdraw more than $40k from their savings. No pensions - $900k in retirement accounts, $100k in taxable. He is 60 and she is 56. If the wife quits and doesn't find another job right away, would they put themselves in danger by using up to $20k to supplement his income?
I know the answer. I just need to have this discussion. The wife might be having a major case of nerves. She might give up a good salary, but she hates her work.
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