Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Re: Medical Insurance - Another Bigger Problem!!
Old 08-01-2004, 12:07 PM   #61
Full time employment: Posting here.
 
Join Date: Sep 2003
Posts: 902
Re: Medical Insurance - Another Bigger Problem!!

Quote:
Talk to your Canadian relatives Bob. And next time you come over, look me up in London. I'll give you directions.
Hey Zipper, I do plan to get up to Lucan sometime in the next few years to see the original homestead. (My G/G/Great Grandfather immigrated from Ireland to a small town near Zipper's home. Were it not for his son deciding to snap up some free land in Iowa, I'd probably be a Canadian now. )
__________________

__________________
Bob_Smith is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Medical Insurance - Another Bigger Problem!!
Old 08-18-2004, 07:59 AM   #62
 
Posts: n/a
Re: Medical Insurance - Another Bigger Problem!!

We are hoping to pull the trigger next year, and are wading through the morass of interim health insurance (57/54). Husb has Type 2 diabetes, well controlled, good stats, etc. I have had some thumb surgery for arthritis this year, so we are sweating how preexisting conditions will be handled. AARP site counsels to watch for short look back periods of 3 yrs. Anybody out there know of shorter look back that 3 yrs for previously treated conditions? I know we can go the assigned risk pool route but hope to do this as economically as possible. Anyone have any experience on just going the catastrophic high deductible route till 65 ? We're both active and in pretty good health otherwise. Thanks for any info.
NP
__________________
  Reply With Quote
Re: Medical Insurance - Another Bigger Problem!!
Old 08-18-2004, 11:17 PM   #63
Recycles dryer sheets
 
Join Date: Jul 2004
Posts: 173
Re: Medical Insurance - Another Bigger Problem!!

Quote:

This website has a good explanation of HSA. *Click on the 'Feautured Product' on the left hand side. *It also provides quotes for HSA-qualified policies side by side with non-HSA policies.

http://www.ehealthinsurance.com/ehi/index.html

Based on my research you don't have to be employed to contribute to a HSA account. *My problem is still trying to work out the total saving/cost of a HSA policy (tax deducted on distributions) vs. a lower upfront cost and better terms of a non HSA policy. *Being ER means a much lower tax income rate so does this count for as much as someone who is either self employed or is employed by a company with partial or no health benefits.
I went to the link and clicked on one of the pages and Norton came on saying that it had blocked an intrusion attempt...
__________________
Whisper9999 is offline   Reply With Quote
Re: Medical Insurance - Another Bigger Problem!!
Old 08-19-2004, 11:01 AM   #64
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
cute fuzzy bunny's Avatar
 
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,697
Re: Medical Insurance - Another Bigger Problem!!

Hmm...mine doesnt. I'm using norton 2004 pro with all the options set to default.

I've used ehealthinsurance. Worked out ok. All any of them do is quote you the standard BC/BS rates (or whatever insurer you're perusing). You can get the same rates from any 'agent' whether on or offline. In fact you can apply directly with BC/BS. Just depends on how much 'service' you want or need in applying.
__________________
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
cute fuzzy bunny is offline   Reply With Quote
Re: Medical Insurance - Another Bigger Problem!!
Old 09-20-2004, 12:25 PM   #65
Recycles dryer sheets
 
Join Date: Dec 2004
Posts: 273
Re: Medical Insurance - Another Bigger Problem!!

Hmmmm..... http://www.azcentral.com/arizonarepu...insured20.html

Quote:
People who earn too much to qualify for federal aid but not enough to buy conventional health insurance often feel caught in a vise. But now help may be on the way.

Under HealthCare Connect, people can get a $50 specialist consultation, a $116 well-woman visit and hospital bills will be capped at $2,000 per stay - all for a $50 annual enrollment fee.

"It's like Costco for health care," said Tammy Stoltz, executive director of the new not-for-profit organization.

The program, created through a federal grant, is open to Maricopa County residents who make 100 to 250 percent of the federal poverty level. For a family of four, that range is $18,850 to $47,125.
__________________
time flies like an arrow, fruit flies like a banana
larry is offline   Reply With Quote
Re: Medical Insurance - Another Bigger Problem!!
Old 09-20-2004, 07:55 PM   #66
Recycles dryer sheets
 
Join Date: Dec 2004
Posts: 273
Re: Medical Insurance - Another Bigger Problem!!

The deails for means testing is here: http://www.healthcareconnect.org./Eligibility.html

If my wife and I can keep an income stream at $2600/month we would qualify for this program. With a paid off house and no debts one could live at a pretty reasonable level in Maricopa County.

__________________
time flies like an arrow, fruit flies like a banana
larry is offline   Reply With Quote
Re: Medical Insurance - Another Bigger Problem!!
Old 09-21-2004, 05:42 AM   #67
 
Posts: n/a
Re: Medical Insurance - Another Bigger Problem!!

Hi Larry! You are right, in fact we are packing the van
right now and plotting a course for Maricopa

John Galt
__________________
  Reply With Quote
Re: Medical Insurance - Another Bigger Problem!!
Old 09-21-2004, 06:16 AM   #68
Thinks s/he gets paid by the post
 
Join Date: Jun 2003
Location: Historic Florida
Posts: 1,647
Re: Medical Insurance - Another Bigger Problem!!

That is why we chose to retire in Canada and visit the USA for 6 months every year. Or travel the world.

SWR
__________________
"Arguing with an Engineer is like rolling in the mud with a pig. Just remember that the pig likes it."
ShokWaveRider is offline   Reply With Quote
Re: Medical Insurance - Another Bigger Problem!!
Old 09-21-2004, 07:35 AM   #69
Full time employment: Posting here.
Calgary_Girl's Avatar
 
Join Date: Jun 2004
Location: Calgary
Posts: 775
Re: Medical Insurance - Another Bigger Problem!!

This is why my husband and I will retire in Canada (even though hubby is American and talks about moving back one day, an idea I quickly shoot down ). I'd rather be a "snowbird" where I have all the benefits of the Canadian healthcare system while living in a warmer climate 4 or 5 months of the year.
__________________
I can only be nice to one person today! Today is not your day...tomorrow doesn't look good either.
Calgary_Girl is offline   Reply With Quote
Re: Medical Insurance - Another Bigger Problem!!
Old 09-21-2004, 08:21 AM   #70
Recycles dryer sheets
 
Join Date: Dec 2004
Posts: 273
Re: Medical Insurance - Another Bigger Problem!!

Quote:
Hi Larry! You are right, in fact we are packing the van
right now and plotting a course for Maricopa

John Galt
I'll chill the beer. Go thru Phoenix and Tempe to Chandler, we're the ones in front of their house dancing around since the weather just got nice and will be that way until next June.

__________________
time flies like an arrow, fruit flies like a banana
larry is offline   Reply With Quote
Re: Medical Insurance - Another Bigger Problem!!
Old 09-21-2004, 10:37 AM   #71
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
cute fuzzy bunny's Avatar
 
Join Date: Dec 2003
Location: Losing my whump
Posts: 22,697
Re: Medical Insurance - Another Bigger Problem!!

This maricopa county thing has me intrigued.

How is it that they took a $1.3 million dollar grant, negotiated a cost structure with the local doctors and hospitals, and offer virtually no cost healthcare to everyone in the county that qualifies?

How does this almost free approach elude the rest of the country? Does maricopa county exist in a parallel universe where doctors are reasonable about the costs of care and the bureaucrats are efficient? Are they putting opium into the water supply so nobody wants to go to the doctor?

Why cant this simply be rubber stamped for everybody in the US, nationwide
__________________
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
cute fuzzy bunny is offline   Reply With Quote
Re: Medical Insurance - Another Bigger Problem!!
Old 09-21-2004, 12:44 PM   #72
 
Posts: n/a
Re: Medical Insurance - Another Bigger Problem!!

Maybe they don't have any lawyers there?
__________________
  Reply With Quote
Re: Medical Insurance - Another Bigger Problem!!
Old 09-21-2004, 12:57 PM   #73
Recycles dryer sheets
 
Join Date: Dec 2004
Posts: 273
Re: Medical Insurance - Another Bigger Problem!!

That ain't it... my wife's a lawyer.
__________________

__________________
time flies like an arrow, fruit flies like a banana
larry is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
American Medical Security Health Insurance mark500 Life after FIRE 1 06-01-2006 08:48 PM
The book, The New Health Insurance Solution Martha FIRE and Money 20 05-15-2006 11:16 AM
Bad news insurance bill Martha FIRE and Money 6 05-08-2006 10:37 AM
not a FIRE question, but real estate insurance problem... kitty_37 FIRE and Money 9 08-26-2005 06:08 AM
Are illegal immigrants a serious problem or not? Art Other topics 200 07-09-2005 09:19 AM

 

 
All times are GMT -6. The time now is 10:21 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.