 |
03-09-2015, 11:45 AM
|
#1
|
|
Recycles dryer sheets
Join Date: Jan 2014
Posts: 456
|
Medicare Widows Benefits
A widow, who doesn't have enough credits on her own for Medicare, wonders if she would qualify for medicare coverage on her husbands record when she turns 65. The husband had enough credits on his own record, but passed away before the age of 65. I think she will be eligible for Medicare, but I'm not sure.
Sent from my iPad using Early Retirement Forum
|
|
|
 |
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
|
03-09-2015, 02:02 PM
|
#2
|
|
Moderator
Join Date: Apr 2012
Location: San Diego
Posts: 14,212
|
Will she qualify for spousal SS on his record - if so - it looks like she'll qualify.
Page 5 of the following PDF goes through who qualifies.
http://www.socialsecurity.gov/pubs/EN-05-10043.pdf
It pretty much says if she can collect SS she can get free Part A medicare at age 65.
Even if she doesn't get SS - it sounds like she can pay to get Part A.
She'll still need to pay for the other alphabetical parts.
__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
micro pensions 6%, rental income 20%
|
|
|
|
|
03-09-2015, 02:09 PM
|
#3
|
|
Recycles dryer sheets
Join Date: Jan 2014
Posts: 456
|
She should qualify, but the issue is that the spouse died before filing either for SS or Medicare.
Sent from my iPad using Early Retirement Forum
|
|
|
|
|
03-09-2015, 02:15 PM
|
#4
|
|
Moderator
Join Date: Apr 2012
Location: San Diego
Posts: 14,212
|
__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
micro pensions 6%, rental income 20%
|
|
|
|
|
03-09-2015, 02:57 PM
|
#5
|
|
Recycles dryer sheets
Join Date: Jan 2014
Posts: 456
|
Rodi,
Thanks!
Sent from my iPad using Early Retirement Forum
|
|
|
|
|
03-11-2015, 11:22 AM
|
#6
|
|
Thinks s/he gets paid by the post
Join Date: Jun 2006
Location: Central, Ohio, USA
Posts: 2,635
|
I thought the question was MEDICARE not SS.
__________________
Vietnam Veteran, CW4 USA, Retired 1979
|
|
|
|
|
03-11-2015, 12:08 PM
|
#7
|
|
Recycles dryer sheets
Join Date: Jan 2014
Posts: 456
|
OAG,
Yes you're right. I am interested in the Medicare issue. Do you have any insight that you can share with me on this issue?
|
|
|
|
|
03-11-2015, 12:13 PM
|
#8
|
|
Moderator
Join Date: Apr 2012
Location: San Diego
Posts: 14,212
|
 Quote:
Originally Posted by OAG
I thought the question was MEDICARE not SS.
|
It is. But my first response shows that if you qualify for SS you qualify for medicare.
The links explain it.
It also sounds like you can pay for medicare part A if need be. (part A is free for most of us.)
__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
micro pensions 6%, rental income 20%
|
|
|
|
|
03-11-2015, 02:19 PM
|
#9
|
|
Thinks s/he gets paid by the post
Join Date: Jun 2006
Location: Central, Ohio, USA
Posts: 2,635
|
Quote:
Originally Posted by PERSonalTime
OAG,
Yes you're right. I am interested in the Medicare issue. Do you have any insight that you can share with me on this issue?
|
No just curious and wanted to see a definitive answer to your question.
__________________
Vietnam Veteran, CW4 USA, Retired 1979
|
|
|
|
|
03-11-2015, 09:03 PM
|
#10
|
|
Recycles dryer sheets
Join Date: Mar 2014
Posts: 257
|
She should go to the Social Security Office and they will sit down with her and tell her what is possible or not. Or she can call Medicare - those folks were very helpful when DH was applying and had some problems.
Sent from my iPhone using Early Retirement Forum
|
|
|
|
|
03-11-2015, 10:29 PM
|
#11
|
|
Recycles dryer sheets
Join Date: Jan 2014
Posts: 456
|
Quote:
Originally Posted by iac1003
She should go to the Social Security Office and they will sit down with her and tell her what is possible or not. Or she can call Medicare - those folks were very helpful when DH was applying and had some problems.
Sent from my iPhone using Early Retirement Forum
|
Maybe I will do that but I thought I could get a good answer on this forum.
Sent from my iPad using Early Retirement Forum
|
|
|
|
|
03-12-2015, 05:28 AM
|
#12
|
|
Recycles dryer sheets
Join Date: Oct 2013
Posts: 204
|
My mother , who just turned 95, is in this category. She has SS and Medicare (and an Air Force pension) as a survivor benefit, not in her own right.
__________________
.................................
A life without beer is not worth living
|
|
|
|
|
03-12-2015, 05:33 AM
|
#13
|
|
Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,708
|
Yes, the surviving spouse is automatically eligible for SS and Medicare based on the work record of the deceased spouse if the deceased spouse gained eligibility thorough work and then died.
Exceptions are if the surviving spouse is not a US citizen or permanent resident, or if the surviving spouse remarries.
|
|
|
|
|
03-12-2015, 11:58 AM
|
#14
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2003
Location: Hooverville
Posts: 22,983
|
Quote:
Originally Posted by PERSonalTime
Maybe I will do that but I thought I could get a good answer on this forum.
Sent from my iPad using Early Retirement Forum
|
Unless you are that widow, they won't talk to you about it. She is the star of this particular show.
Ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
|
|
|
|
|
03-12-2015, 12:10 PM
|
#15
|
|
Thinks s/he gets paid by the post
Join Date: Oct 2012
Location: Colorado Mountains
Posts: 3,165
|
Quote:
Originally Posted by MichaelB
Yes, the surviving spouse is automatically eligible for SS and Medicare based on the work record of the deceased spouse if the deceased spouse gained eligibility thorough work and then died.
Exceptions are if the surviving spouse is not a US citizen or permanent resident, or if the surviving spouse remarries.
|
Unless the surviving spouse remarries over 60, then the spouse continues to collect. (Don't you just love the simplicity of Government rules?)
|
|
|
|
|
03-14-2015, 12:29 AM
|
#16
|
|
Recycles dryer sheets
Join Date: Jan 2014
Posts: 456
|
Quote:
Originally Posted by MichaelB
Yes, the surviving spouse is automatically eligible for SS and Medicare based on the work record of the deceased spouse if the deceased spouse gained eligibility thorough work and then died.
Exceptions are if the surviving spouse is not a US citizen or permanent resident, or if the surviving spouse remarries.
|
Thanks MichaelB!
Sent from my iPad using Early Retirement Forum
|
|
|
|
|
03-14-2015, 12:31 AM
|
#17
|
|
Recycles dryer sheets
Join Date: Jan 2014
Posts: 456
|
Haha,
Yes I agree. 😉
Sent from my iPad using Early Retirement Forum
|
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
|
| Thread Tools |
|
|
| Display Modes |
 Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|
