(Curious if others use this. I get nothing for the below but see so many folks wondering about long term cash flow and this is the cats meow for that. HTH)
I looked long and hard for an advanced professional level financial planning tool that was detailed in inputs and outputs. As well has understood taxes well.
Money Tree Software will sell it's professional tool (Golden Years) to individuals for half the price of the software and half price for the yearly maintenance. Some of the best money I've ever spent and continue to spend (I think it was $175 for maint in Dec - trivial money to me for what it does and on going provides -- I use the desktop version).
Total Planning Suite is like the data entry part and then Golden Years has all the reporting and output details. It is fantastic!!!!
Retirement Planning Software | Cash Flow | Golden Years
Features
* Advanced Cash Flow Planning
* Cash flows before and after tax
* Model plans around life events
* Sources and uses of funds analysis
* Control sources of funds
* Illustrate accumulation and drawdown
* 10,000 Monte Carlo simulations, including option for Fat Tail
* Detailed cash flow and drawdowns
* Highly accurate yearly tax analysis
* Model irregular income and expense cash flows
* Incorporate inherited IRA RMDs and rental real estate
* Illustrate sources and uses of funds
* Control drawdowns by asset
* Display unique Audit Trail for fast verification
On the link above
Get to Know Golden Years:
* Sample Reports
* Tutorials
* Videos
* Tech Tips
* Program Questionnaire
* Product Features