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Old 11-02-2011, 06:46 AM   #21
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Like you Rec, I live in MO. Midwest is so much cheaper than almost anywhere else, especially outside the 2 main city areas in MO. I'm not saying it's better than any place, but when you've been here your whole life it's what your used to. My total annual costs of the necessary evils of car insurance, home insurance, health insurance, personal and property taxes are way under $4,000 year, combined.
My Boston cost of living is a lot higher than that of my home town in the North East of England. Most things are cheaper (except gas), but the biggest saving would be on the house tax and medical insurance. I estimate my house tax and insurance would be $250 a month and of course medical expenses would be zero thanks to UK's universal healthcare.
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Old 11-02-2011, 06:54 AM   #22
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As I remember the story, Scrooge was quite a tightwad earlier in life, but became quite generous in his later years.

It sounds like a lot of folks on this board, delaying spending early in life so we can live the "good life" later.

Without arguing the merits of that view (e.g. a "balanced life"), DW/me have lived our life together in the same manner - earlier due to need, but later due to establishing our "life plan", together, even though we could afford to spend much more.

Call us Mr/Ms Scrooge, if you wish. Today (approaching our mid 60's), we're living life as we wish, with no need to watch the pennies.
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Old 11-02-2011, 07:06 AM   #23
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As I remember the story, Scrooge was quite a tightwad earlier in life, but became quite generous in his later years.

Call us Mr/Ms Scrooge, if you wish. Today (approaching our mid 60's), we're living life as we wish, with no need to watch the pennies.
To ER in my early 50's I have to watch my budget carefully until pensions and SS begin. Once those start I won't have to be so careful.
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Old 11-02-2011, 09:21 AM   #24
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You spend a little less than what we spend as a family of 4 (including 2 young children age 5 and 6) when we compare the categories. But we live in a lower cost of living area and I consider myself to be living on the cheap side.
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