Re: Mortgage from a different perspective
You're going to get some funny results if people dont fill in all the rates below the one thats their switch point.
You might want to redo it to say "what rate or below would you get/keep a mortgage". Then your distribution should back right up to the trigger.
I'm sort of thinking the trigger is going to be mobile and not very fixed. From our other poll it appears the numbers play a factor but people just want to avoid the debt and payment load nearing and in ER. So the "right"number for the remaining folks that want to arb the debt is whatever is below what they can get in whatever investment vehicle they're using for the arb.
People might be burned out on polls for now as well, at least mortgage polls. I was seeing declining votes on the ones I was running and decided to take a break for a while.
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.