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Mortgage rates are getting pretty low
Old 10-10-2009, 08:33 AM   #1
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Mortgage rates are getting pretty low

I just noticed that i can get a 4% 15 yr fixed on a new purchase at my local bank. Unfortunately, i want to refi which bumps that to 4.875 no cost....i'm at 5.49 so it doesnt help i dont think they'd WANT to refi me....i pay $400 extra per month as it is so they know im a good payer....might as well keep me at the 5.5...

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Old 10-11-2009, 01:08 AM   #2
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If it is a no cost refi, why the heck not?
What if you do pay for closing costs, can you get back to 4%?
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