I understand everybody has to make their money, but I'm looking over the HUD-1 Settlement Charges and noticed lines 1110,1111, and 1112 weren't completely filled out but contained charges:
1110. Tax Certificate to (left blank): $34.33
1111. TX e-Recording Fee to (left blank): $3.00
1112. TX Messenger/Overnight Delivery to (left blank): $25.50
Thinking those are profit add-ons for the title company, I asked them who received those items.
Their reply was "Those fees are to XXX Title Company" (them).
I replied that I understood THEY were the ones charging me, what I was asking was who received the services? i.e. Messenger/Overnight Delivery
I don't want to come across as difficult but at the same time I can't help but think those are simply rubberstamped charges they collect regardless whether the services were actually performed or not.
Is it unreasonable for me to question them?