MOST middle class folks who plan to retire early need to take SS at 62

[braumeister]

The OP is also long gone from here.

[dvalley]

Quote:

Originally Posted by RunningBum He didn't present it as an opinion, he said there is only one option.

I saw that too but sometimes people have a tendency to do that when they're are sure about something but would like to see what others have to say about it. Still no reason to attack people just present your counter-argument and stay on topic or don't post (not saying it to you in particular, just others that had nothing to add to the topic). May be I'm getting old and see these things are childish but I know some people enjoy stirring things up then sit back and watch the drama unfold.

[braumeister]

Quote:

Originally Posted by dvalley I know some people enjoy stirring things up then sit back and watch the drama unfold.

Isn't that pretty much the definition of a troll?

[RunningBum]

Quote:

Originally Posted by braumeister The OP is also long gone from here.

Ah, hadn't noticed that he had "gone traveling". I may have had 3 fingers pointing back, but the one sticking out was in the right direction!

[dvalley]

Quote:

Originally Posted by braumeister Isn't that pretty much the definition of a troll?

It is, but it wasn't the OP who created the drama. He posted something specific to what is usually discussed here. Then someone chimed in calling him a troll, then more dogpiled on that. Even though several respectable members offered good arguments and viewpoints that I was enjoying reading like pubuski, Haha, Imoldernu et al but folks with too much time on their hands just kept on with the useless attacking. This is becoming more and more common around here by certain specific people, they are the trolls in my opinion.

[REWahoo]

Quote:

Originally Posted by dvalley It is, but it wasn't the OP who created the drama. He posted something specific to what is usually discussed here. Then someone chimed in calling him a troll, then more dogpiled on that. Even though several respectable members offered good arguments and viewpoints that I was enjoying reading like pubuski, Haha, Imoldernu et al but folks with too much time on their hands just kept on with the useless attacking. This is becoming more and more common around here by certain specific people, they are the trolls in my opinion.

I have to disagree with you on this. The OP is/was the source of the problem.

Although I didn't participate on this thread, I've been watching it with interest. The "gone traveling" OP's first post on the forum did seem both odd as to subject matter plus familiar to me and obviously to others as well. RunningBum nailed it when he identified the OP as a previously banned member here: http://www.early-retirement.org/foru...ml#post1879873.

Drama or not, once banned for trolling there is no means of re-entry.

[dvalley]

Quote:

Originally Posted by REWahoo I have to disagree with you on this. The OP is/was the source of the problem.

OK, may be I missed it then, what problem did he create?

[REWahoo]

Quote:

Originally Posted by dvalley OK, may be I missed it then, what problem did he create?

Looks like he was banned (probably for trolling?) last year. See the linked thread above and maybe reading it will shed some light - or not, depending on how many of his posts the mods deleted.

[dvalley]

Quote:

Originally Posted by REWahoo Looks like he was banned (probably for trolling?) last year. See the linked thread above and maybe reading it will shed some light - or not, depending on how many of his posts the mods deleted.

I saw a healthy discussion of the pros/cons in both threads. Anyway, I'm done here, just don't enjoy seeing people making things personal and attacking the posters- enjoy your afternoon

[RunningBum]

Quote:

Originally Posted by dvalley OK, may be I missed it then, what problem did he create?

IMO, presenting misleading information, specifically, stating that there is only one option. There is nothing to be gained by someone coming on here with a tone of expertise and declaring that their way is the only way.

That wouldn't have gotten him banned. I don't think speculating on the reasons is permitted here, but if you look at the OP of the other thread I looked at, you'll see that the person created a lot of drama with fabricated stories. Again, that serves no good purpose.

[REWahoo]

Quote:

Originally Posted by dvalley I saw a healthy discussion of the pros/cons in both threads.

What we see is what remains after the mods sent in the clean-up crew to decontaminate the thread. The posts that got the OP (in his first incarnation) banned were almost certainly deleted.

You have a nice day, too.

[haha]

Quote:

Originally Posted by braumeister Isn't that pretty much the definition of a troll?

++++

[frankbrenowitz]

Quote:

Originally Posted by dvalley OK, may be I missed it then, what problem did he create?

Early SS, aka Forced to Retire, spontaneously appeared on this forum last year with a very convincing tale of financial woe that garnered hundreds of compassionate, well reasoned and thoughtful responses, all of which he steadfastly resisted. It was eventually discovered that he had used this same story on another website with similar effect. About this time, all of his problems vanished as a wealthy aunt, whose money he and his brother had often dreamed about, passed away, leaving him a million dollars. Now, with a perpetual smile on his face and a spring in his step (his words, not mine) he announced he was 'gone travelin'. That's the problem he created. And If calling out a new incarnation of a previously banned poster is considered a personal attack and piling on, then guilty as charged.

[Fedup]

Somebody who doesn't do early retirement well. They are bored.

[RunningBum]

Quote:

Originally Posted by frankbrenowitz Early SS, aka Forced to Retire, spontaneously appeared on this forum last year with a very convincing tale of financial woe that garnered hundreds of compassionate, well reasoned and thoughtful responses, all of which he steadfastly resisted. It was eventually discovered that he had used this same story on another website with similar effect. About this time, all of his problems vanished as a wealthy aunt, whose money he and his brother had often dreamed about, passed away, leaving him a million dollars. Now, with a perpetual smile on his face and a spring in his step (his words, not mine) he announced he was 'gone travelin'. That's the problem he created. And If calling out a new incarnation of a previously banned poster is considered a personal attack and piling on, then guilty as charged.

As I understand it, "gone travelin'" means he's been banned.

[dvalley]

Now I'm wondering what would he gain from making a statement like that on multiple websites. It's not like he's saying 'hey everyone go buy AMZN or KO or XYZ'?

[Major Tom]

Quote:

Originally Posted by dvalley Now I'm wondering what would he gain from making a statement like that on multiple websites.

The gratification such personalities derive from the attention their method of posting receives. They enjoy pushing buttons and watching the results. It doesn't exactly create a beneficial learning environment for forum members.

[pb4uski]

Quote:

Originally Posted by braumeister The OP is also long gone from here.

He's gone traveling (again).... hopefully long gone and never to be seen again.

[gerntz]

Quote:

Originally Posted by mountainsoft Statistically, "most" people DO start collecting social security before their full retirement age: https://www.fool.com/retirement/gene...ecting-so.aspx That said, I'm only estimating a 5% return on my IRA. If it performs better over the next six years we'll have a larger balance that may allow us to delay SS for a year or two. If not, we'll start SS at 62.

Call me conservative, but I think the bigger risk is that your return will be <5%.

[gerntz]

Quote:

Originally Posted by Blue Collar Guy my theory is take it as soon as possible .ill never get back the $226,000 me and my employer paid in

Yes, but taking it at what age gets you the most back?