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07-08-2016, 04:46 PM
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#121
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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Quote:
Originally Posted by 38Chevy454
Or my mother's saying "money is like manure, you have to spread it around to do some good". Which for her was shopping and buying way too much stuff...
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What's good for the merchants are not good for you.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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07-08-2016, 04:49 PM
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#122
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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I got a dozen oysters and a pound of spot prawns here that say you're wrong -
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07-08-2016, 04:54 PM
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#123
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2008
Posts: 35,712
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OK, I forgot to exclude consumables.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
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07-08-2016, 09:02 PM
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#124
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Dryer sheet aficionado
Join Date: Jan 2009
Posts: 31
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07-11-2016, 06:42 AM
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#125
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Thinks s/he gets paid by the post
Join Date: Dec 2009
Location: Alberta/Ontario/ Arizona
Posts: 3,393
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Quote:
Originally Posted by NW-Bound
You have so much more than I do, and if you spend your stash down to 1/3 or possibly even much less, you still have more than I do now. But can you see yourself doing that?
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Not sure. Since I live off my dividends, spending down principal will result in less divs which would require more spend downs to maintain my spending level. I am a little worried that a principal spend down might set me on a road to further spend downs that I can't easily control. Also, DW is quite a bit younger than I am so I should make sure she has enough once I'm gone. I am probably being too conservative on this but as time passes by I am hoping for strong markets to make this decision easier. Really talking about extravagant purchases here as well as gifts to DD, so not really critical at this point.
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07-11-2016, 07:14 AM
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#126
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Apr 2010
Posts: 5,830
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After four years of early retirement I am surprised at how my personal expenditures have decreased. Especially on food and clothing. Still cleaning out my downsized closet but DW seems to taking over the space and making up for my dislike of shopping.
We plan to assist both of our children at some point. But not now. They need more experience with money and they need to go through some challenging times in order to understand what money is all about and how to manage it. Hope to leave them each a retirement nest egg since they will not probably have the financial resources that we have been fortunate to enjoy.
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07-11-2016, 08:02 AM
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#127
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2014
Posts: 7,306
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Quote:
Originally Posted by brett
After four years of early retirement I am surprised at how my personal expenditures have decreased. Especially on food and clothing.
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DH and I have spent $276 on clothing year-to-date! Food is down for us, too, and I'm not sure why; it may be that we buy more at Costco.
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07-11-2016, 08:07 AM
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#128
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2013
Location: Les Bois
Posts: 5,761
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Quote:
Originally Posted by laurence
Don't we all vape now?
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only if you drive a modified subaru
__________________
You can't be a retirement plan actuary without a retirement plan, otherwise you lose all credibility...
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07-13-2016, 10:34 AM
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#129
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2006
Location: Pacific latitude 20/49
Posts: 7,677
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My objective to ramp up our expenses to meet the income generated each year. So far I have failed. But staying at high end hotels in Europe sure helps. Le Royal in Luxembourg was 338 euros a night! But the Hyatt Regency on the Rhine in Cologne was "only" 160.
__________________
For the fun of it...Keith
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07-13-2016, 03:15 PM
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#130
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Apr 2003
Location: Hooverville
Posts: 22,983
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I spent the first 35 years of my life spending whatever I go my hands on, then I did an about face and decided that I liked the potential energy of unspent money, better than the crap that money buys, Although I never regretted direct pleasure spending for me or the family.
Unless you make a very good salary you have to make choices, and my choice was similar to that made by many others here- save, and spend on pleasure, but avoid keeping up with neighbors because it was not very satisfying for us. So we had good fun, and also saved a reasonable amount.
I would hate to try this today, today is really a different landscape in so many ways.
Ha
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