Moving from sloppy investing to an all ETF portfolio
Would like advice on moving from my sloppy investing style to a simpler structured all ETF portfolio similar to Matt Hougan's "World's Cheapest ETF Portfolio" which uses mostly Schwab ETF's, since I am already a customer.
With all of the fear about Bonds and interest rates how does one transition to this new strategy efficiently? I suppose it sounds like (is) market timing, but if the obvious is in front of you do you ignore it and hope time takes care of the timing?
I have 3-4 years before fully ER.