Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 06-29-2011, 02:52 PM   #21
Thinks s/he gets paid by the post
simple girl's Avatar
 
Join Date: Sep 2006
Posts: 2,505
Quote:
Originally Posted by TromboneAl View Post
I'm debating whether to call and ask whether I can now opt out -- I'm not sure it's worth the aggravation.
I can totally understand, especially since you'd have even more of an uphill battle than me - since you didn't get the letter with the option in it...tough call!

Quote:
Originally Posted by scrabbler1 View Post
Simple Girl, baffling a credit card issuer by going "off the script" is something I can relate to.
...
Some time later, I told this story to a friend of mine at the time who happened to work for a bank's credit card department. I told her about the conversation and she told me they have a script they read from whenever a customer gives a certain, typical reply. But my "I never signed the card and never used the card" reply was not anywhere on that script which is why the rep knew to give it up and end the call.

Fast forward to 2009 and I still never signed or used the card. Discover finally wrote me to tell me they were going to close the card for inactivity. Really? But I still get mailings from them once in a while trying to woo me back? Really.
That is a funny story! I'll have to think of more "off script" replies to have on hand the next time I have to deal with one of these calls. Dang, wish I would have lied and told him our mortgage was all paid off, too...LOL. That woulda really stumped him. It's easy to forget how those of us on this forum are truly in the minority when it comes to responsible financial behavior.
__________________

__________________
simple girl
less stuff, more time

(49, married; DH 53. I am fully retired as of 2015 (well ok, I still work part-time but only because I love the job and have complete freedom to call off if I want to travel with hubby for work), DH hopes to fully retire 2018 when he turns 55 to access 401K penalty-free...although he may decide to do part-time consulting)
simple girl is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 06-29-2011, 03:05 PM   #22
Thinks s/he gets paid by the post
GregLee's Avatar
 
Join Date: Oct 2010
Location: Waimanalo, HI
Posts: 1,881
Quote:
Originally Posted by simple girl View Post
That is a funny story! I'll have to think of more "off script" replies to have on hand the next time I have to deal with one of these calls.
A few years ago, I decided that listening to these spiels for the sake of politeness was really not doing any favor to the poor soul in the call-center, so now I end them very quickly. It's just: No, sorry, I'm not interested, thanks. Then I hang up immediately. It only takes a few seconds.
__________________

__________________
Greg (retired in 2010 at age 68, state pension)
GregLee is offline   Reply With Quote
Old 06-29-2011, 03:08 PM   #23
Thinks s/he gets paid by the post
simple girl's Avatar
 
Join Date: Sep 2006
Posts: 2,505
Quote:
Originally Posted by GregLee View Post
A few years ago, I decided that listening to these spiels for the sake of politeness was really not doing any favor to the poor soul in the call-center, so now I end them very quickly. It's just: No, sorry, I'm not interested, thanks. Then I hang up immediately. It only takes a few seconds.
True, that is how I usually handle it, too...but I needed this guy to file my opt out papers...gah! He had a captive audience and tried to make the best of it. LOL
__________________
simple girl
less stuff, more time

(49, married; DH 53. I am fully retired as of 2015 (well ok, I still work part-time but only because I love the job and have complete freedom to call off if I want to travel with hubby for work), DH hopes to fully retire 2018 when he turns 55 to access 401K penalty-free...although he may decide to do part-time consulting)
simple girl is offline   Reply With Quote
Old 06-29-2011, 04:04 PM   #24
Thinks s/he gets paid by the post
 
Join Date: Nov 2009
Posts: 3,863
Quote:
Originally Posted by GregLee View Post
A few years ago, I decided that listening to these spiels for the sake of politeness was really not doing any favor to the poor soul in the call-center, so now I end them very quickly. It's just: No, sorry, I'm not interested, thanks. Then I hang up immediately. It only takes a few seconds.
I don't give them the time I used to way back then, either. I often get calls from my phone company and cable TV company wanting me to buy one of their costlier "bundles" of phone/cable/internet services I now have parts of from each one. I am no longer afraid to say no thanks and hang up on them mid-sentence.
__________________
Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.

"I want my money working for me instead of me working for my money!"
scrabbler1 is online now   Reply With Quote
Old 06-29-2011, 04:24 PM   #25
Thinks s/he gets paid by the post
MasterBlaster's Avatar
 
Join Date: Jun 2005
Posts: 4,359
Quote:
Originally Posted by GregLee View Post
A few years ago, I decided that listening to these spiels for the sake of politeness was really not doing any favor to the poor soul in the call-center, so now I end them very quickly. It's just: No, sorry, I'm not interested, thanks. Then I hang up immediately. It only takes a few seconds.
We always say - please put on your "Do Not Call" list before hanging up.
__________________
MasterBlaster is offline   Reply With Quote
Old 06-29-2011, 04:38 PM   #26
Recycles dryer sheets
 
Join Date: Mar 2011
Posts: 64
Amythist,
We have an Italian butcher shop/liquor store in our town that only takes cash. Their prices are on average 20% less than anyplace else around.

Kind of funny, but we drive across town on occasion to take advantage of the good prices. We are not alone, there is always a long line of serious drinkers lined up to buy their booze in mass quantities. It is an interesting adventure.

Take care,


JP
__________________

__________________
JP.mpls is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Credit Card for Bonuses and Perks ferco Life after FIRE 28 07-06-2011 06:59 PM

 

 
All times are GMT -6. The time now is 06:34 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.