Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
My Quarterly Returns
Old 04-08-2012, 02:01 PM   #1
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,968
My Quarterly Returns

Was finishing my quarterly review and thought I'd post this graph just for yucks. My actual net quarterly portfolio returns (not annualized %) since 2003. I'm not a trader by any means, I rebalance and over this period I've slowly gone from 70:30:0 to about 56:38:6 currently. May not be of interest to others, some might think this is too volatile and others may think it's conservative, but for me it's Baby Bear's porridge. Even in 2008-2009 I never made any AA changes and never lost any sleep...
Attached Images
File Type: gif Picture2.gif (111.5 KB, 90 views)
__________________

__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 04-08-2012, 02:38 PM   #2
Moderator
Alan's Avatar
 
Join Date: Jul 2005
Location: Eee Bah Gum
Posts: 21,086
I don't keep quarterly historic IRR's.

I do have annual figures going back to 1995. (I started saving for ER in '94). I started at 80/20/0, was at 35/50/15 when we ER'ed at start of 2010, and am currently at 40/50/10.
Attached Images
File Type: jpg Capture.JPG (34.8 KB, 45 views)
__________________

__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Now it's adventure before dementia
Alan is offline   Reply With Quote
Old 04-08-2012, 04:12 PM   #3
Recycles dryer sheets
ratto's Avatar
 
Join Date: Mar 2011
Posts: 225
Midpack, thanks for sharing. Did your broker firm keep track of quarterly returns for you over years, or you did just by yourself?
__________________
ratto is offline   Reply With Quote
Old 04-08-2012, 04:20 PM   #4
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: Chicagoland
Posts: 11,968
Quote:
Originally Posted by ratto View Post
Midpack, thanks for sharing. Did your broker firm keep track of quarterly returns for you over years, or you did just by yourself?
Both. My "broker" is Vanguard.
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 60% equity funds / 35% bond funds / 5% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is offline   Reply With Quote
Old 04-08-2012, 11:51 PM   #5
Thinks s/he gets paid by the post
Spanky's Avatar
 
Join Date: Dec 2004
Location: Minneapolis
Posts: 4,046
Quote:
Originally Posted by Alan View Post
I don't keep quarterly historic IRR's.

I do have annual figures going back to 1995. (I started saving for ER in '94). I started at 80/20/0, was at 35/50/15 when we ER'ed at start of 2010, and am currently at 40/50/10.
Your returns are quite respectable.
__________________
May we live in peace and harmony and be free from all human sufferings.
Spanky is offline   Reply With Quote
Old 04-09-2012, 01:33 AM   #6
Moderator Emeritus
 
Join Date: May 2007
Posts: 11,037
No quarterly data for me, but I do have annual IRR data going back to 2000, when we invested our first dollar.
__________________
FIREd is offline   Reply With Quote
Old 04-09-2012, 06:55 AM   #7
Recycles dryer sheets
ratto's Avatar
 
Join Date: Mar 2011
Posts: 225
Thanks, Midpack. My retirement investment is scattered around among a few institutions, including Vanguard and TIAA. I don't have historic data like yours. Based on TIAA (the active one), my 1st quarter return of 2012 is 5.3%. My current allocation at TIAA is: 28% guaranteed, 35% equity, 14% real estate, and 22% fixed income. My portfolio may look very conservative, considering my age (39). I might tweak it a little later on, but now it's my baby bear's porridge.
__________________

__________________
ratto is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
My turn may well have come BigNick Other topics 41 06-23-2012 08:19 PM
Please help with portfolio advice for my partner Bluemoon FIRE and Money 11 04-07-2012 01:30 PM
Want to buy my home in retirement now Letj Young Dreamers 13 04-05-2012 07:29 PM
My Ipod suddenly talks very, very fast haha Other topics 2 04-04-2012 11:54 PM
How Much am I Saving by Managing My Own Investments? nico08 FIRE and Money 39 03-31-2012 09:41 AM

 

 
All times are GMT -6. The time now is 07:25 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.