need some major advice with rolling over roths and possible tsa to vanguard?
here it is. my wife and i are both teachers and we have TSAs (403Bs). Mine is through Axa and her's is with Metlife. The only reason we chose these two companies is because they came to our schools and gave their typical spiel about TSAs. We had no clue about mutual funds at that time so we said ok.
Part 2. I thought i was doing myself a favor when i first started out teaching to get a financial advisor and guess what company i used--ameriprise..yes..ameriprise. now, my wife and i have separate roth accounts, term life insurance, disability insurance etc...with them. i just started to find out about their ridiculous fees for everything and i think i want to get rid of them all together.
I need help with a few things. I want to transfer or roll, not sure which is correct, our ameriprise roth iras to vanguard but i don't know if i should keep our TSAs with axa and metlife or roll them over as well to vanguard if possible so we don't have so many different accounts. don't know how they deals with TSAs. i don't know the tax implications of doing this.
so bottom line, should i try to move our TSAs to vanguard along with the ameriprise Roths and get rid of AXA/metlife and their fees and loads or keep them there. do you know if AXA and metlife are pretty good companies?