Join Early Retirement Today
Thread Tools Search this Thread Display Modes
need some major advice with rolling over roths and possible tsa to vanguard?
Old 07-28-2010, 09:04 PM   #1
Recycles dryer sheets
Join Date: Jul 2010
Posts: 51
need some major advice with rolling over roths and possible tsa to vanguard?

here it is. my wife and i are both teachers and we have TSAs (403Bs). Mine is through Axa and her's is with Metlife. The only reason we chose these two companies is because they came to our schools and gave their typical spiel about TSAs. We had no clue about mutual funds at that time so we said ok.
Part 2. I thought i was doing myself a favor when i first started out teaching to get a financial advisor and guess what company i used--ameriprise..yes..ameriprise. now, my wife and i have separate roth accounts, term life insurance, disability insurance etc...with them. i just started to find out about their ridiculous fees for everything and i think i want to get rid of them all together.
I need help with a few things. I want to transfer or roll, not sure which is correct, our ameriprise roth iras to vanguard but i don't know if i should keep our TSAs with axa and metlife or roll them over as well to vanguard if possible so we don't have so many different accounts. don't know how they deals with TSAs. i don't know the tax implications of doing this.
so bottom line, should i try to move our TSAs to vanguard along with the ameriprise Roths and get rid of AXA/metlife and their fees and loads or keep them there. do you know if AXA and metlife are pretty good companies?

dooo42 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-28-2010, 09:56 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 7,662
Free personalized financial advice: Getting Started - Bogleheads
LOL! is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
need advice with rolling over roth accounts or keeping them where they are. dooo42 FIRE and Money 2 07-20-2010 09:42 AM
(Soon to be) Fiancee and I each openning up Roths Natesal Young Dreamers 9 07-08-2008 03:33 PM
Roths and E-Fund pksublime Young Dreamers 9 05-20-2008 04:54 PM
Advice for Vanguard Portfolio Alex FIRE and Money 12 07-29-2007 10:52 AM
Rolling over my 401k to Vanguard WanderALot FIRE and Money 16 12-19-2006 01:07 PM


All times are GMT -6. The time now is 02:01 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.