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Net worth change since 1-1-2012, the real question !
Old 01-02-2013, 02:39 PM   #1
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Net worth change since 1-1-2012, the real question !

Who cares about the complexity of your portfolio or your returns for 2012 ! The real question is, how much did your net worth change from 1-1-2012 to 12-31-2012 ?


??
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Old 01-02-2013, 02:49 PM   #2
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Net worth up 8.5% which I'm pleased about given that we are withdrawing dividends and making no contributions.
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Old 01-02-2013, 02:53 PM   #3
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1.4%. But we spent quite a bit more than usual.
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Old 01-02-2013, 02:54 PM   #4
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Net worth is up 20.9%, but that includes contributions. Return on investment, however, was about 15.9%
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Old 01-02-2013, 02:58 PM   #5
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Portfolio 7.5% (and we took SEVERAL nice trips... hehehehe)

TOTAL assets (incl real estate) 18.6%
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Old 01-02-2013, 03:01 PM   #6
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Net worth up 8.5% which I'm pleased about given that we are withdrawing dividends and making no contributions.
same here - only 8.9% increase for the year
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Old 01-02-2013, 03:01 PM   #7
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Net worth up 8.5% which I'm pleased about given that we are withdrawing dividends and making no contributions.
You beat me, only up 8.45%. No contributions added either so I am too pleased.
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Old 01-02-2013, 03:10 PM   #8
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55% This year I'm shooting for 35%. Yes, I live out of a box, which makes it easier to save like a bandit...
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Old 01-02-2013, 03:45 PM   #9
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Who cares about the complexity of your portfolio or your returns for 2012 ! The real question is, how much did your net worth change from 1-1-2012 to 12-31-2012 ?


??
What is yours?
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Old 01-02-2013, 03:53 PM   #10
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What is yours?

12% and thank you for asking, guess I need to be spending more. Being 62 this year and retired for the last eight years, I have no complaints. Nice to have more net worth now than when I retired. Hate to think I am going to have to worry about RMDs in a few years but things could be worse.
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Old 01-02-2013, 03:57 PM   #11
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Old 01-02-2013, 03:57 PM   #12
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26% but still working and investing. And this doesn't include real estate, so very happy about our investing progress since leaving Ameriprise.
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Old 01-02-2013, 04:04 PM   #13
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10.67%, both retired.
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Old 01-02-2013, 04:07 PM   #14
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Vanguard says my investment return was 9.7% and my net worth including contributions was up by $146k as with no mortgage I was able to max out 457, 403b and 401a contributions and increase my after tax saving too.
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Old 01-02-2013, 04:14 PM   #15
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Up 23%. Still in heavy accumulation mode. Hoepfully for only a few more years. About to hit a new major miletsone for my net worth.
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Old 01-02-2013, 04:16 PM   #16
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Up around 11.5%. Essentially no new money.
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Old 01-02-2013, 04:37 PM   #17
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Net worth up 19.14%, portfolio return 13.54%.
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Old 01-02-2013, 04:53 PM   #18
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Interesting question. I just computed mine, and it's up 7.7%. I also increased my spending last year, so I saved less. I'm going to try to reverse that trend this year.
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Old 01-02-2013, 05:04 PM   #19
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Portfolio and net worth were the same for me since I am in withdrawal mode -- 11.19. Now that doesn't include houses but I don't pay much attention to those values since I am not ready to sell either of them. If I were to guess that would kick my Net worth up another 2 or 3% this year.
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Old 01-02-2013, 05:11 PM   #20
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Overall up 13.6%. Withdrawing a whopping 2.1%. Just increased the monthly draw. Days like today are great, but I'm still stuck thinking that at 61 gotta stay at 2-3%. You hear the drumbeat of living til 92+; 2008 can repeat (likely will), healthcare and taxes going up, blah blah blah. I'm just trying to shake off the fiscal pessimism and enjoy spending more of this before my kids get it...and neither of them really need it! Have a Happy New Year all, let's hope the trends continue to be positive.
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