Long gone.
Have any of you seen someone in front of you in the checkout line write a check lately? (Rare, I know, but there are still a few [-]crustaceans[/-] seasoned citizens out there.)
In many cases the clerk runs the check through a reader to electronically and instantaneously debit the amount from the checking account. Thee clerk then hands the check back to the writer who looks at it with a puzzled expression.
Any of you ex-military folks remember the crowds at the base/post exchange and commissary a couple of days before payday? We knew we could write a check and it wouldn't clear for a couple of days, thus the day was known as "Hot Check Wednesday". Now it's just another day when most GI's have run out of money before they've run out of month...