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New CC Scam
Old 01-25-2015, 11:34 AM   #1
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New CC Scam

Citibank called us this weekend about the yearly credit card fraud. Somebody tried to buy a Volvo from a Florida dealer with our credit card number (we would never buy a major, depreciating asset with a credit card! What an insult.) My husband was astounded because this card has never been out of our sight. Apparently they are now using random number generators to produce card numbers.

The new card, of course, is not chip and pin even though Citibank does offer chip and pin cards since routinely issuing them might cost the bank an extra nickel per card.
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Same thing happened to me...
Old 01-25-2015, 11:56 AM   #2
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Same thing happened to me...

Someone suddenly started charging to my Fidelity AMEX card in Canada while my plates were still in my wallet in Texas. At some point I am guessing someone copied my swipe strip and made a copy. Fidelity (FIA Card Services) immediately credited the bogus charges back to me and issued new cards.
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Old 01-25-2015, 12:40 PM   #3
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Apparently, I once bought someone a club membership in Singapore. I'm so generous!
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Old 01-25-2015, 01:16 PM   #4
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... Somebody tried to buy a Volvo from a Florida dealer with our credit card number (we would never buy a major, depreciating asset with a credit card! What an insult.) ....
Insult??!! Heck, if they would let me use the CC to purchase a car I would do it in a flash. A 2% reward is real money on a car purchase.

-ERD50
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Old 01-25-2015, 01:19 PM   #5
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First it's "DeflateGate"; now their cheating in cross country too?


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Old 01-25-2015, 01:25 PM   #6
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Insult??!! Heck, if they would let me use the CC to purchase a car I would do it in a flash. A 2% reward is real money on a car purchase.

-ERD50
I tried that once. The dealer will add the 3% CC fee to his final negotiated price so it doesn't work. But I was all excited there for a few minutes!
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Old 01-25-2015, 01:37 PM   #7
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I tried that once. The dealer will add the 3% CC fee to his final negotiated price so it doesn't work. But I was all excited there for a few minutes!
This policy varies by dealer. Last used car I bought, the dealer allowed up to $5K with no fee. So I put $5K on my Fidelity AMEX 2% card, and wrote a check for the rest. On the car before that, I put the entire $15K purchase on the 2% card, but paid a 1% fee to the dealer. I've had other dealers refuse the card altogether.
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Old 01-25-2015, 01:42 PM   #8
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Originally Posted by robmac View Post
Someone suddenly started charging to my Fidelity AMEX card in Canada while my plates were still in my wallet in Texas. At some point I am guessing someone copied my swipe strip and made a copy. Fidelity (FIA Card Services) immediately credited the bogus charges back to me and issued new cards.
This must be on a large scale. FIA just contacted me and cancelled my visa cards and issued me new cards even though I had not had any bogus charges on my account.
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Old 01-25-2015, 01:54 PM   #9
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Right, we just got new Fido Amex cards this month.
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Old 01-25-2015, 01:59 PM   #10
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This must be on a large scale. FIA just contacted me and cancelled my visa cards and issued me new cards even though I had not had any bogus charges on my account.
Same here, new Fidelity AMEX from FIA, but it was about 2-3 weeks ago. They said it was in response to a security breach at a major retailer. So I just assumed it was part of the Home Depot thing. The new cards have the chip also.
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Old 01-25-2015, 02:14 PM   #11
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Insult??!! Heck, if they would let me use the CC to purchase a car I would do it in a flash.

-ERD50
Especially if it is on Alldone's card.....
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New CC Scam
Old 01-25-2015, 02:23 PM   #12
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New CC Scam

Four credit cards replaced in the
last 12 months due to fraud.
Not so good
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Old 01-25-2015, 03:05 PM   #13
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Same here - 3 credit cards replaced in the last six months. The first two - I noticed and reported charges I had not made. The last one was the major retailer compromise.
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Old 01-25-2015, 03:16 PM   #14
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I got a similar letter this month. It'd been at least five years since the last debacle.
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Old 01-25-2015, 11:18 PM   #15
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Barclay M/C replaced our card last fall due to widespread fraud. I forgot our monthly gym membership is on that card, and had to beg and endure scolding to get a $ 39 late fee removed.

The weirdest fraud charge was years ago, when someone in Miami used our Discover to pay for one gross (144) box of condoms. It must have been some party, and meanwhile here We were, stuck in MD in winter...

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Old 01-25-2015, 11:45 PM   #16
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Originally Posted by AllDone View Post
Citibank called us this weekend about the yearly credit card fraud. Somebody tried to buy a Volvo from a Florida dealer with our credit card number (we would never buy a major, depreciating asset with a credit card! What an insult.) .......
I just put $2,500 on CC for a new car, it was the max the dealer would allow, plus a check.

I'm happy to get the 2.5K points.
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Old 01-26-2015, 08:24 AM   #17
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Apparently, I once bought someone a club membership in Singapore. I'm so generous!
I'm not nearly as generous. All I've ever bought people were a new mattress and a couple of albums on ITunes (separate incidents).

Maybe it's not a matter of generosity. Maybe I just have less imaginative fraudsters.
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Old 01-26-2015, 09:16 AM   #18
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I'm not nearly as generous. All I've ever bought people were a new mattress and a couple of albums on ITunes (separate incidents).

Maybe it's not a matter of generosity. Maybe I just have less imaginative fraudsters.
WHOA! This clicked with me!

Do other people have this hand-written signs by the road in your community that say "New Queen Mattress - $300". They have popped up all over and are an eyesore.

And I'm thinking, why on earth would non-named people be selling mattresses this way?

And then I read your post. It clicked. It is probably hot goods. Who on earth would expect a mattress to be stolen, especially if new and shrinkwrapped?

BTW, my fraudsters bought knives somewhere in eastern europe.
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Old 01-26-2015, 09:26 AM   #19
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Apparently, I once bought someone a club membership in Singapore. I'm so generous!
That's a good one. I bought someone $30 worth of pizza in Copenhagen!
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Old 01-26-2015, 12:43 PM   #20
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I bought a $3000 baby stroller one time.
When the CC company called me, it was happy hour on a Friday night.
I have never laughed so hard! Definitely not me!
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