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01-25-2015, 10:34 AM
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#1
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Full time employment: Posting here.
Join Date: Jul 2013
Location: San Diego
Posts: 712
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New CC Scam
Citibank called us this weekend about the yearly credit card fraud. Somebody tried to buy a Volvo from a Florida dealer with our credit card number (we would never buy a major, depreciating asset with a credit card! What an insult.) My husband was astounded because this card has never been out of our sight. Apparently they are now using random number generators to produce card numbers.
The new card, of course, is not chip and pin even though Citibank does offer chip and pin cards since routinely issuing them might cost the bank an extra nickel per card.
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Same thing happened to me...
01-25-2015, 10:56 AM
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#2
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Confused about dryer sheets
Join Date: Mar 2014
Location: Coppell, TX
Posts: 4
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Same thing happened to me...
Someone suddenly started charging to my Fidelity AMEX card in Canada while my plates were still in my wallet in Texas. At some point I am guessing someone copied my swipe strip and made a copy. Fidelity (FIA Card Services) immediately credited the bogus charges back to me and issued new cards.
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01-25-2015, 11:40 AM
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#3
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2011
Posts: 8,360
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Apparently, I once bought someone a club membership in Singapore. I'm so generous!
__________________
Living well is the best revenge!
Retired @ 52 in 2005
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01-25-2015, 12:16 PM
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#4
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Sep 2005
Location: Northern IL
Posts: 26,819
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Quote:
Originally Posted by AllDone
... Somebody tried to buy a Volvo from a Florida dealer with our credit card number (we would never buy a major, depreciating asset with a credit card! What an insult.) ....
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Insult??!! Heck, if they would let me use the CC to purchase a car I would do it in a flash. A 2% reward is real money on a car purchase.
-ERD50
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01-25-2015, 12:19 PM
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#5
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 14,183
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First it's "DeflateGate"; now their cheating in cross country too?
Sent from my iCouch using Early Retirement Forum
__________________
Have Funds, Will Retire
...not doing anything of true substance...
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01-25-2015, 12:25 PM
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#6
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Thinks s/he gets paid by the post
Join Date: Jul 2009
Location: The Beautiful Blue Ridge Mountains
Posts: 2,781
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Quote:
Originally Posted by ERD50
Insult??!! Heck, if they would let me use the CC to purchase a car I would do it in a flash. A 2% reward is real money on a car purchase.
-ERD50
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I tried that once. The dealer will add the 3% CC fee to his final negotiated price so it doesn't work. But I was all excited there for a few minutes!
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01-25-2015, 12:37 PM
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#7
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Thinks s/he gets paid by the post
Join Date: Jul 2012
Location: Texas
Posts: 3,024
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Quote:
Originally Posted by GalaxyBoy
I tried that once. The dealer will add the 3% CC fee to his final negotiated price so it doesn't work. But I was all excited there for a few minutes!
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This policy varies by dealer. Last used car I bought, the dealer allowed up to $5K with no fee. So I put $5K on my Fidelity AMEX 2% card, and wrote a check for the rest. On the car before that, I put the entire $15K purchase on the 2% card, but paid a 1% fee to the dealer. I've had other dealers refuse the card altogether.
__________________
Retired at 52 in July 2013. On to better things...
AA: 85/15 WR: 2.7% SI: 2 pensions, SS later
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01-25-2015, 12:42 PM
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#8
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Full time employment: Posting here.
Join Date: Sep 2007
Location: mpls, mn
Posts: 763
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Quote:
Originally Posted by robmac
Someone suddenly started charging to my Fidelity AMEX card in Canada while my plates were still in my wallet in Texas. At some point I am guessing someone copied my swipe strip and made a copy. Fidelity (FIA Card Services) immediately credited the bogus charges back to me and issued new cards.
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This must be on a large scale. FIA just contacted me and cancelled my visa cards and issued me new cards even though I had not had any bogus charges on my account.
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01-25-2015, 12:54 PM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,003
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Right, we just got new Fido Amex cards this month.
__________________
Retired since summer 1999.
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01-25-2015, 12:59 PM
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#10
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Thinks s/he gets paid by the post
Join Date: Jul 2012
Location: Texas
Posts: 3,024
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Quote:
Originally Posted by mn54
This must be on a large scale. FIA just contacted me and cancelled my visa cards and issued me new cards even though I had not had any bogus charges on my account.
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Same here, new Fidelity AMEX from FIA, but it was about 2-3 weeks ago. They said it was in response to a security breach at a major retailer. So I just assumed it was part of the Home Depot thing. The new cards have the chip also.
__________________
Retired at 52 in July 2013. On to better things...
AA: 85/15 WR: 2.7% SI: 2 pensions, SS later
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01-25-2015, 01:14 PM
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#11
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Moderator
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 25,299
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Quote:
Originally Posted by ERD50
Insult??!! Heck, if they would let me use the CC to purchase a car I would do it in a flash.
-ERD50
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Especially if it is on Alldone's card.....
__________________
When I was a kid I wanted to be older. This is not what I expected.
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01-25-2015, 01:23 PM
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#12
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,169
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New CC Scam
Four credit cards replaced in the
last 12 months due to fraud.
Not so good
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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01-25-2015, 02:05 PM
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#13
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,003
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Same here - 3 credit cards replaced in the last six months. The first two - I noticed and reported charges I had not made. The last one was the major retailer compromise.
__________________
Retired since summer 1999.
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01-25-2015, 02:16 PM
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#14
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Full time employment: Posting here.
Join Date: May 2014
Location: Lakewood
Posts: 919
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I got a similar letter this month. It'd been at least five years since the last debacle.
__________________
Why be normal when you can be yourself?
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01-25-2015, 10:18 PM
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#15
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2008
Posts: 12,597
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Barclay M/C replaced our card last fall due to widespread fraud. I forgot our monthly gym membership is on that card, and had to beg and endure scolding to get a $ 39 late fee removed.
The weirdest fraud charge was years ago, when someone in Miami used our Discover to pay for one gross (144) box of condoms. It must have been some party, and meanwhile here We were, stuck in MD in winter...
Amethyst
__________________
If you understood everything I say, you'd be me ~ Miles Davis
'There is only one success to be able to spend your life in your own way. Christopher Morley.
Even a blind clock finds an acorn twice a day.
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01-25-2015, 10:45 PM
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#16
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 17,008
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Quote:
Originally Posted by AllDone
Citibank called us this weekend about the yearly credit card fraud. Somebody tried to buy a Volvo from a Florida dealer with our credit card number (we would never buy a major, depreciating asset with a credit card! What an insult.) .......
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I just put $2,500 on CC for a new car, it was the max the dealer would allow, plus a check.
I'm happy to get the 2.5K points.
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01-26-2015, 07:24 AM
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#17
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Recycles dryer sheets
Join Date: Apr 2014
Posts: 159
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Quote:
Originally Posted by marko
Apparently, I once bought someone a club membership in Singapore. I'm so generous!
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I'm not nearly as generous. All I've ever bought people were a new mattress and a couple of albums on ITunes (separate incidents).
Maybe it's not a matter of generosity. Maybe I just have less imaginative fraudsters.
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01-26-2015, 08:16 AM
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#18
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Sep 2012
Posts: 11,701
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Quote:
Originally Posted by ChicagoGal
I'm not nearly as generous. All I've ever bought people were a new mattress and a couple of albums on ITunes (separate incidents).
Maybe it's not a matter of generosity. Maybe I just have less imaginative fraudsters.
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WHOA! This clicked with me!
Do other people have this hand-written signs by the road in your community that say "New Queen Mattress - $300". They have popped up all over and are an eyesore.
And I'm thinking, why on earth would non-named people be selling mattresses this way?
And then I read your post. It clicked. It is probably hot goods. Who on earth would expect a mattress to be stolen, especially if new and shrinkwrapped?
BTW, my fraudsters bought knives somewhere in eastern europe.
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01-26-2015, 08:26 AM
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#19
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Thinks s/he gets paid by the post
Join Date: Jul 2009
Location: North Scottsdale
Posts: 1,545
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Quote:
Originally Posted by marko
Apparently, I once bought someone a club membership in Singapore. I'm so generous!
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That's a good one. I bought someone $30 worth of pizza in Copenhagen!
__________________
FIRE'D in July 2009 at 51...Never look back!
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01-26-2015, 11:43 AM
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#20
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Sep 2005
Location: Charleston, SC
Posts: 13,566
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I bought a $3000 baby stroller one time.
When the CC company called me, it was happy hour on a Friday night.
I have never laughed so hard! Definitely not me!
__________________
One day your life will flash before your eyes. Make sure it's worth watching.
Gerard Arthur Way
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