Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 01-03-2010, 02:58 PM   #41
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Nov 2007
Posts: 7,526
I guess I'm in a situation unique to most other posters here of having "come of age" during this "lost decade".

I have tracked investment returns and net worth changes quarterly for exactly 5 years as of January 1, 2010. The beginning of my tracking also corresponds closely to when I finished college and got a "real" full time permanent job (roughly 5 years ago).

The numbers are in, and I had an internal rate of return of roughly 3.8% per year in the portfolio. However continued inflows made the total value of the portfolio increase by a factor of roughly 1000% over the five year period. Net worth is also up by a similar magnitude. Partly that is due to starting off with a modest mid-five figure net worth and portfolio size. But it is also due to strength in income and growth of income over the years which allowed increasing savings and contributions each year.

So while I only saw a 3.8% internal rate of return over the last 5 years, my portfolio value and net worth grew by roughly 60% a year (on average). For my financial well-being, this was most certainly NOT a "lost decade".
__________________

__________________
Retired in 2013 at age 33. Keeping busy reading, blogging, relaxing, gaming, and enjoying the outdoors with my wife and 3 kids (5, 11, and 12).
FUEGO is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
The worst decade ever for stocks. clifp FIRE and Money 18 12-22-2009 04:43 PM
Wrong decade or what?? cletis FIRE and Money 25 07-10-2008 01:08 AM
"The Lost Decade" Retire Soon FIRE and Money 27 03-28-2008 08:38 AM
Stock Market Crash This Decade? Tommy_Dolitte Young Dreamers 8 08-12-2004 06:13 PM

 

 
All times are GMT -6. The time now is 07:00 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.