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Old 09-11-2007, 09:13 AM   #41
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2 w*rking - 3 cars (93 Honda Accord, 97 Honda Accord, 01 BMW Z3 (the sunny Saturday toy))
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Old 09-11-2007, 09:59 AM   #42
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Sailors

one sailboat
two bicycles
one tricycle
four strollers (DW "hobby")
one Ergo
one Bjorn
one Kelty backpack baby carrier (similar to this , just an older model)
one pickup truck (2005 Ram)
one airplane (1951 PA-20)
family of 4, one FT working, one PT working.
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Old 09-11-2007, 11:04 AM   #43
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2 cars, 2 workers

2003 Honda Accord
2006 Honda Odyssey

A month ago I had 4 cars...........not anymore........
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Old 09-11-2007, 12:32 PM   #44
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Four vehicles, 2 1/2 drivers. I still work, DW is retired and youngest son is off to college. He took one car with but it is not 'his' officially (try to pry it out of his hands) So DW has her can and I have mine and we have a 1985 VW camper which I plan to give to older son shortly, so we would be down to 3 at that point.
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Old 09-11-2007, 04:50 PM   #45
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2 people retired.
3 cars but one is my old chevelle that sits and looks pretty all day.
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Old 09-11-2007, 05:49 PM   #46
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[quote=packrat44;554838]Vehicles are my passion.

Radical hot rod (36 Ford coupe); moderate hot rod (40 Ford coupe); rat rod (29 Model A); highly modified sports car (240Z); stock convertible sports car (Miata); heavy duty diesel 4x4 pu (Dodge 2500); light duty 4x4 pu (Dodge 1500); jeep (WWII Willys); beater (Comet); family car (Honda).


Packrat, what is your insurance bill like?


(Barbarus = a small Toyota)
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Old 09-11-2007, 06:22 PM   #47
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2 person household, one retired (me!), Hybrid Escape, Taurus, Kubota tractor
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Old 09-11-2007, 06:28 PM   #48
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1.25 workers, 3 vehicles. One to commute with (48mpg), one to tow the camper/boat, and one super safe family mobile.
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Old 09-11-2007, 07:22 PM   #49
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[quote=barbarus;555223]
Quote:
Originally Posted by packrat44 View Post
Vehicles are my passion.

Radical hot rod (36 Ford coupe); moderate hot rod (40 Ford coupe); rat rod (29 Model A); highly modified sports car (240Z); stock convertible sports car (Miata); heavy duty diesel 4x4 pu (Dodge 2500); light duty 4x4 pu (Dodge 1500); jeep (WWII Willys); beater (Comet); family car (Honda).

Packrat, what is your insurance bill like?


(Barbarus = a small Toyota)
It's about $800/yr through USAA. But I have comp on only 4 of them with liability and collision on the 2 that we are driving at any one time. The liability is switched several times a year depending on what we are driving. The last time the liability was switched, the insurance administrator balked a little.

The old toys have been staying dormant. Now that I'm FIREd, there will be more time for playing with them.
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Old 09-11-2007, 07:39 PM   #50
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I'm curious?
My old cars costs me very little in insurance, I guess because the insurance companies realize that the $10K value we've agreed on won't cover sentimental value and we drive our collector stuff much more defensivey than our new stuff.
Same down south?
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Old 09-11-2007, 08:42 PM   #51
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Quote:
Originally Posted by packrat44 View Post
It's about $800/yr through USAA.

The old toys have been staying dormant.
On my own '40 Ford all steel, custom with modern running gear (warmed over 350/350), ~26K agreed value, I have comp/collision/liability/PIP, spare parts, annual appreciation from 2-8% etc. all for ~400-500/yr through American Collectors Ins.

I was frankly darn surprised at the low rate, but given the low miles/yr (I think I am 'allowed' maybe 2.5K or 5K, but I put on much less) and the need to keep garaged, it works for me.

When I reflected on it, it does makes sense -- when we were young teens in bailing wire equipped muscle cars, we paid through the nose because we were a huge liability. But now that we are old farts, with sweat and $$$ equity in our retro rides, and a lot more sense in our brains, we probably don't have a very high claim rate at all as a group.
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