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Online banks with "free" Bill Payment?
Old 12-17-2010, 09:01 PM   #1
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Online banks with "free" Bill Payment?

My local credit union was great. Then they started trying to grow, and spent lots of money on advertisements, and seemed to be focusing more on borrowers than depositors. They eliminated their bank-by-mail envelopes in favor of scanning checks at home, but if you actually read the check scanning agreement you would almost certainly decline. Apparently this past month they have added a 50 cent fee per online bill payment transaction.

So I'm seriously thinking about moving to an online bank.

Any favorites out there, or bad experiences?
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Old 12-17-2010, 09:33 PM   #2
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Once again, WellsFargo PMA package does it all: Free checks, free bill pay, free brokerage trades, free ATM, free, free, free.
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Old 12-17-2010, 09:40 PM   #3
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I love USAA personally.

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Old 12-18-2010, 11:09 AM   #4
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Quote:
Originally Posted by bamsphd View Post
My local credit union was great. Then they started trying to grow, and spent lots of money on advertisements, and seemed to be focusing more on borrowers than depositors. They eliminated their bank-by-mail envelopes in favor of scanning checks at home, but if you actually read the check scanning agreement you would almost certainly decline. Apparently this past month they have added a 50 cent fee per online bill payment transaction.

So I'm seriously thinking about moving to an online bank.

Any favorites out there, or bad experiences?
What about a different credit union?
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Old 12-18-2010, 01:26 PM   #5
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I have banked with bankdirect.com for over 10 years now and have been very satisfied with them. They have free online bill payment & allow access to transaction records through Quicken. They also have an American Airlines mileage rewards account with no added fees or conditions.
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Old 12-18-2010, 01:29 PM   #6
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I bank @ USAA and BillPay is free if you directly deposit your pay check or pension to your checking account. Been using it for many years and have never had a problem or fee/expense.
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