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Online banks with "free" Bill Payment?
12-17-2010, 08:01 PM
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#1
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Recycles dryer sheets
Join Date: Nov 2005
Posts: 337
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Online banks with "free" Bill Payment?
My local credit union was great. Then they started trying to grow, and spent lots of money on advertisements, and seemed to be focusing more on borrowers than depositors. They eliminated their bank-by-mail envelopes in favor of scanning checks at home, but if you actually read the check scanning agreement you would almost certainly decline. Apparently this past month they have added a 50 cent fee per online bill payment transaction.
So I'm seriously thinking about moving to an online bank.
Any favorites out there, or bad experiences?
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12-17-2010, 08:33 PM
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#2
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
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Once again, WellsFargo PMA package does it all: Free checks, free bill pay, free brokerage trades, free ATM, free, free, free.
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12-17-2010, 08:40 PM
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#3
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2006
Location: Boise
Posts: 7,882
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I love USAA personally.
2Cor521
__________________
"At times the world can seem an unfriendly and sinister place, but believe us when we say there is much more good in it than bad. All you have to do is look hard enough, and what might seem to be a series of unfortunate events, may in fact be the first steps of a journey." Violet Baudelaire.
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12-18-2010, 10:09 AM
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#4
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 2,612
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 Quote:
Originally Posted by bamsphd
My local credit union was great. Then they started trying to grow, and spent lots of money on advertisements, and seemed to be focusing more on borrowers than depositors. They eliminated their bank-by-mail envelopes in favor of scanning checks at home, but if you actually read the check scanning agreement you would almost certainly decline. Apparently this past month they have added a 50 cent fee per online bill payment transaction.
So I'm seriously thinking about moving to an online bank.
Any favorites out there, or bad experiences?
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What about a different credit union?
__________________
Only got A dimple, would have preferred 2!
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12-18-2010, 12:26 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Jul 2006
Location: Denver
Posts: 3,519
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I have banked with bankdirect.com for over 10 years now and have been very satisfied with them. They have free online bill payment & allow access to transaction records through Quicken. They also have an American Airlines mileage rewards account with no added fees or conditions.
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12-18-2010, 12:29 PM
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#6
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2004
Location: South Texas~29N/98W Just West of Woman Hollering Creek
Posts: 6,674
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I bank @ USAA and BillPay is free if you directly deposit your pay check or pension to your checking account. Been using it for many years and have never had a problem or fee/expense.
__________________
Part-Owner of Texas
Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.
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